Transfer your other cards' balances
Simplify your life with one due date to remember with the Metrobank Balance Transfer. Consolidate your card balances and easily manage your finances.
Transfer your non-Metrobank credit card balances to your Metrobank credit card at low add-on rate and pay in installments!
The benefits
Unlock financial freedom and simplify your debt management with Metrobank's Balance Transfer options.
Repayment options
Available from 6 to 60 monthly installments, allowing you to manage your finances effectively while repaying.
Affordable Rates
Enjoy affordable interest rates of up to 1% monthly add-on rate when you transfer your card balances to your Metrobank credit card, making debt management more affordable.
Streamlined payments
Consolidate debts into one credit card balance, making managing payments and due dates easier, and reducing the risk of missed payments.
2. Results
Amount you pay monthly
Total amount to be paid back (Gross)
Total Interest Amount
Monthly Effective Interest Rate
Monthly Add-on Rate
Things to Know
Understanding the essentials of Metrobank’s Balance Transfer service can help you make informed financial decisions.
Application requirements
To qualify, you must be an active Metrobank credit cardholder in good credit standing and must be the principal cardholder of the non-Metrobank credit card. The minimum transaction amount is PHP 6,000.
How to avail
Apply through the Metrobank hotline at (02) 88-700-919 or via the Metrobank app. All applications are subject to credit evaluation and approval.
Rates and fees
Affordable rates of up to 1% add-on rate per month for 6-60 monthly installments. A non-refundable processing fee of PHP 350 applies on approved Balance Transfer applications. You may refer to the table below for the sample computation on chosen payment term:
| Tenor | PHP 50,000 | PHP 70,000 | PHP 100,000 | Monthly Add-on Rate | Effective Annual |
|---|---|---|---|---|---|
| 6 | PHP 8,833.33 | PHP 12,366.67 | PHP 17,666.67 | 1.00% | 20.288% |
| 9 | PHP 6,055.56 | PHP 8,477.78 | PHP 12,111.11 | 1.00% | 21.109% |
| 12 | PHP 4,666.67 | PHP 6,533.33 | PHP 9,333.33 | 1.00% | 21.457% |
| 18 | PHP 3,277.78 | PHP 4,588.89 | PHP 6,555.56 | 1.00% | 21.643% |
| 24 | PHP 2,583.33 | PHP 3,616,67 | PHP 5,166.67 | 1.00% | 21.571% |
| 36 | PHP 1,888.89 | PHP 2,644.44 | PHP 3,777.78 | 1.00% | 21.200% |
| 48 | PHP 1,541.67 | PHP 2,158.33 | PHP 3,083.33 | 1.00% | 20.754% |
| 60 | PHP 1,333.33 | PHP 1,866.67 | PHP 2,666,67 | 1.00% | 20.310% |
*Monthly amortization amount may not be equal to the actual billing amount due to rounding off.
