Convert balances into installments
Metrobank's credit card Balance Conversion lets you convert your outstanding balances into fixed monthly payments, making budgeting easier.
Convert purchases from your Metrobank credit card into manageable installments. This is ideal for managing large balances with structured payment terms to help maintain your financial stability.
The benefits
Experience financial flexibility and peace of mind with Metrobank's Balance Conversion service.
Fixed payment terms
Metrobank offers fixed installment terms from 3 to 60 months, allowing you to plan your finances without unexpected changes in payment amounts.
Lower monthly payments
Balance Conversion allows you to convert big purchases into manageable monthly installments. A simplified and affordable payment option!
Easier debt management
Transform your outstanding balances into manageable installment payments to help you stay on track and reduce the stress of managing big purchases.
2. Results
Amount you pay monthly
Total amount to be paid back (Gross)
Total Interest Amount
Monthly Effective Interest Rate
Monthly Add-on Rate
Things to Know
Understanding the essentials of the Metrobank Balance Conversion service can help you manage your finances effectively.
Application requirements
To qualify, you must be an active Metrobank cardholder for at least six (6) months and in good credit standing. The minimum transaction amount is PHP 6,000.
How to avail
Apply through the Metrobank hotline at (02) 88-700-919 or via the Metrobank app. All applications are subject to credit evaluation and approval.
Rates and fees
Affordable rates of up to 1% add-on rate per month for 3-60 monthly installments. A non-refundable processing fee of PHP 500 applies on approved Balance Conversion applications. You may refer to the table below for the sample computation on chosen payment term:
*Monthly amortization amount may not be equal to the actual billing amount due to rounding off.
