Your smart money journey starts on Earnest

Investing can be intimidating. You've searched online and asked your friends for advice, but it's hard to make sense of the terms, the documents, or the advice that different people have given you.

That's why Earnest was created.

Growing your money can be simple. Earnest has bite-sized lesson cards and easy-to-understand articles that cover the most basic investing concepts you need to start growing your money today. Each one is presented in a straightforward and jargon-free way to make it easy for you to find what you’re looking for.

Start by opening a Metrobank Savings Account through the Earnest app. This is a bank account that is meant for use as a settlement account, and for your other banking needs.

You can also link it with Metrobank, without going to the branch. Once you set it up on Metrobank Online, you can access these Metrobank’s services.

• Online banking: Do your banking on the go, by enrolling your account on Metrobank Online at onlinebanking.metrobank.com.ph.
• Branch transactions: Wide network of Metrobank branches nationwide (Two free branch transactions per month. Charges may apply for the next ones.)
• Self-service platforms: Transact using our ATMs and Cash Accept Machines (CAM).

How to download the Earnest app

To start, you must create an Earnest account:

1. Download the Earnest app via the Google Play Store and Apple App Store.
2. Sign up with your email address and assign a password.

1. Answer questions on financial and investment goals.

1. Agree to the terms and conditions.
2. Once you complete and confirm that you have signed up, set up your digital deposit account. Learn what Earnest can do for your smart money basics here.