All perks with M Free

Enjoy the perks and privileges of M Free Card without paying an annual fee

Enjoy all the benefits and privileges of your M Free credit card without ever having to pay an annual fee.

Make big purchases lighter with 0% installment plans on select items and partner merchants.

Convert a portion of your credit limit to cash with our fast and easy Cash2Go program.

M Free card perks

Get all the convenience, promos and perks of a Metrobank credit card without worrying about your annual fee for life.

Convert your big ticket purchases into lighter, more manageable monthly installments.

Transfer balances from other cards for as low as 1% per month

Exclusive offers with your Metrobank Credit Card with no annual fee

Learn about the requirements for applying for a credit card without an annual fee in the Philippines.

Must be 18 to 70 years old
Must have a minimum gross annual income of PHP 867,000
At least 6 months employed as a regular employee
Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least PHP 25,000

Valid PhilID, TIN, SSS, GSIS, or UMID Number
Active business or residence landline number
Active mobile number
PhilID or any valid photo-bearing government issued ID with date of birth and signature

Say goodbye to annual fees for life with a credit card like M Free. Shop more, and save more with Metrobank.

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