Enjoy the perks and privileges of M Free card without paying annual fees

No Annual fee for life
0% installment programs
Convert your credit limit to cash with Cash2Go

Get more out of your credit card

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M Here

Get discounts or free gifts from partner merchants

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Balance Transfer

Transfer balances from other cards for as low as 1% per month

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Exclusive Promos

Exclusive offers with your Metrobank Credit Card

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Eligibility Criteria and Application Requirements

1. Eligibility Criteria

  • Must be 18 to 70 years old

  • Must have a minimum gross annual income of PHP 867,000

  • At least 6 months employed as a regular employee

  • Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least PHP 25,000

  • 2. Basic Credit Card Requirements

  • Valid TIN, SSS, GSIS and UMID Number

  • Active business or residence landline number

  • Active mobile number

  • Valid photo-bearing government issued ID with date of birth and signature

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