Must be 18 to 70 years old

Minimum annual income of PHP 180,000

At least 6 months employed as a regular employee

Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least PHP 25,000

Valid PhilID, TIN, SSS, GSIS, or UMID Number

Active business or residence landline number

Active mobile number

PhilID or any valid photo-bearing government issued ID with date of birth and signature