Personal Loan Rates and Fees
Share:
| Tenor | Monthly Add-on Rate | Annual Contractual Rate |
|---|---|---|
| 12 months | 1.75% | 36.742% |
| 18 months | 1.75% | 36.676% |
| 24 months | 1.50% | 31.459% |
| 36 months | 1.25% | 25.976% |
Basic fees and charges for Personal Loan:
- Disbursement Fee - Php 1,500
- Documentary Stamp Tax – 0.75% of the loan amount (for loans above Php 250,000)
- Late Payment Fee - Php 850 per incidence of late payment or non-payment
- Pre-termination Fee - 5% of Outstanding Balance or Php 550, whichever is higher
*Rates and fees are subject to change without prior notice.