Personal Loan Rates and Fees

Tenor	Monthly Add-on Rate	Annual Contractual Rate
12 months	1.75%	36.742%
18 months	1.75%	36.676%
24 months	1.50%	31.459%
36 months	1.25%	25.976%

Basic fees and charges for Personal Loan:

• Disbursement Fee - Php 1,500
  
• Documentary Stamp Tax - Php 1.50 for every Php 200 of the loan amount (for loans above Php 250,000)
• Late Payment Fee - Php 850 per incidence of late payment or non-payment
• Pre-termination Fee - 5% of Outstanding Balance or Php 550, whichever is higher

*Rates and fees are subject to change without prior notice.