Metropolitan Bank & Trust Company
The Future Made Possible
We are driven by our dedication to exceed goals and expectations. We deliver productive results and always aim for growth. This is how we make the future possible.
Milestones
Metrobank in 2025
The Bank delivered record earnings of PHP49.7 billion in 2025, driven by modest asset expansion, resilient margins, healthy trading income and well contained cost growth.
The Bank delivered record earnings of PHP49.7 billion in 2025, driven by modest asset expansion, resilient margins, healthy trading income and well contained cost growth.
ROE
12.3%
(AS OF FY 2025)
Common Equity Tier 1 Ratio
16.1%
(AS OF FY 2025)
2025 Metrobank Group Highlights
Total Assets
₱3.9
Trillion
Total Net Loans
₱2.0
Trillion
Total Deposits
₱2.7
Trillion
Total Equity
₱432.2
Billion
In 2025, total consolidated assets expanded by 10.2%, keeping its status as the country’s second largest private universal bank. Total equity reached PHP432.2 billion.
Commercial loans grew by 7.4%, reflecting economic growth trends. Consumer loans grew at a healthy pace of 13.9%, driven by a 19.9% increase in net credit card receivables and 8.7% growth in auto loans. Meanwhile, our low cost Current and Savings Accounts (CASA), which made up 59.2% or total deposits, grew by 5.9%, driving the increase in our total deposits to PHP2.7 trillion.
Non-performing loans (NPLs) ratio stood 1.7% in 2025. NPL cover, meanwhile, remains high at 140.8%, serving as a substantial buffer against any risks to the portfolio.
The Bank’s strong balance sheet remains apparent with capital adequacy ratio at 16.8% and Common Equity Tier 1 (CET1) ratio at 16.1%, all well above the BSP’s minimum regulatory requirements.
Regulatory Filings
Here you can find Metropolitan Bank & Trust Company filings in compliance with regulatory policies.