The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, ON Virtual Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, Metrobank Prime Debit, Prepaid cards and YAZZ Prepaid Visa.

The promo period is from July 15, 2024 to October 15, 2024.

Enjoy 0% installment up to 24 months using your Metrobank credit card at SM Stores excluding SM Aura, SM General Santos, SM San Fernando, SM Megacenter, SM Quiapo, SM Valenzuela.

0% installment is available for:

• 3 months
• 12 months
• 24 months

Availability of 0% Shop Now, Pay Later and the offered installment term/s is subject to the merchant’s discretion.

All 0% Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full.

To further illustrate:

• If purchase is made before cut-off date, billing will be deferred for 2 months.
• If purchase is made after cut-off date, billing will be deferred for 3 months.

Full installment amount purchased shall be deducted from the cardholder’s available limit.

All installment items and corresponding installment terms are subject governing the issuance and use of Metrobank credit card and all related provisions of the Metrobank credit card 0% installment programs.

All 0% installment purchase/s are subject to Metrobank credit card’s approval and only valid if monthly dues are paid in full.

Any amendment in the terms and conditions is subject to DTI approval.

Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the program period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the incentives due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.

All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.

For any questions or clarifications, please contact Metrobank at 88700-700.