0% installment at IKEA

The promo is open to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa, and Travel Signature Visa in good standing only. The promo is not applicable to ON Virtual Mastercard, Metrobank Dollar Mastercard, Metrobank PRIME, Elite, Premier + Debit, and Prepaid cards. 

Promo is valid from November 15, 2025 to December 31, 2026.

Enjoy 0% Installment up to 6 months in-store at IKEA and online at ikea.ph. 

Installment term applicable may vary per item. Minimum single-receipt spend applies per term: 

• 3 months – PHP 10,000 

• 6 months – PHP 20,000 

Promo is valid at IKEA.PH and all IKEA stores nationwide. 

Promo is applicable for 3 and 6 months purchases. Other installment tenors and straight purchases are excluded from the promo. 

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.  

The promo is valid in conjunction with other existing promos, unless otherwise stated. 

Splitting of transaction for the purpose of availing multiple cashbacks is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes. 

Cashback credit earned by a Supplementary cardholders from this promo will be automatically credited to the Principal cardholder’s account. 

To qualify for the cashback promo, cardholder must have an active account and have no outstanding past due. Otherwise, Rewards Points and Cashback earned under this promo will be forfeited. 

Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit. 

All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full. 

The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. 

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo. 

Any dispute concerning the products or services of IKEA related to the promo shall be settled directly between the cardholder and IKEA, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute. 

Any dispute concerning the products or services of Metrobank related to the promo shall be settled directly between the cardholder and Metrobank, with the concurrence of the DTI. IKEA shall be free from any liability in the event of such dispute. 

In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final. 

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions. 

For inquiries or concerns, please call our Metrobank Contact Center at (02)88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com. 

Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).