0% installment at Time Depot

The promo is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/ Mastercard, M FreeMastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa. The promo is not applicable to Metrobank Prime Debit, Metrobank Dollar Mastercard, ON Virtual Mastercard, Metrobank Prime Debit Metrobank Prepaid cards and YAZZ Prepaid Visa cards.
Qualified credit cardholders who use their Metrobank card at Time Depot can enjoy 0% installment up to 6 months for a minimum spend of PHP 3,000, plus Shop Now Pay Later up to 90 days after.
Promo period is from February 20, 2025 to August 31, 2025 only.
The promo is exclusive to qualified Metrobank credit card cardholders only.
To avail of the offer, Metrobank cardholders must charge the 0% installment purchase to his/her qualified Metrobank credit card through the merchant’s Point-Of-Sale Terminal.
The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions or fixed price items, unless otherwise provided.

Promo is available to all Time Depot branches nationwide.

STORE NAME	STORE LOCATION
TIME DEPOT ROCKWELL	3/F Unit 311, R3 Power Plant Mall Rockwell Center Amapola Cor. Estrella St. Poblacion Makati City
TIME DEPOT ROB. MANILA	Space No. 2933 2/F, Robinson Place Manila, Pedro Gil St. Cor. M. Adriatico St., Brgy. 669, Zone 72, Ermita, Manila
TIME DEPOT SM PAMPANGA	G/F Unit 165, Sm City Pampanga, San Jose, City Of San Fernando, Pampanga, 2000
TIME DEPOT DAVAO	G/F Unit No. 145, Sm City Davao, Quimpo Blvd. Corner Tulip Drive, Ecoland Subd., Brgy. 76-A Bucana, Talomo District, Davao City, 8000
TIME DEPOT FESTIVAL	Level 2 Space No. 2023, Festival Supermall, Corporate Avenue, Filinvest City, Alabang, Muntinlupa City
TIME DEPOT SM BAGUIO	Sm Bldg. Ex-0105 L/G Luneta Hill Session-Gov. Pack Rd. Baguio City 2600
TIME DEPOT SM BACOLOD	2/F Unit No. 239 Bridgeway, Sm City Bacolod, Reclamation Area, Brgy. 12, Bacolod City, 6100
TIME DEPOT SM CEBU	Stall No. C232A 2/L Sm Northwing North Reclamation Area, Mabolo Cebu City
TIME DEPOT SM TARLAC	2/F Unit 248A-249A, Sm City Tarlac, Mc Arthur Highway, San Roque, Tarlac City 2300
TIME DEPOT SM CALAMBA	245 2Nd Flr, Sm City Calamba, National Hi-Way, Real, Calamba City, Laguna, 4027
TIME DEPOT AYALA CENTER CEBU	Stall A319, Active Zone Level 3, Ayala Center Cebu, Cebu Business Park Cebu City
TIME DEPOT SM MARILAO	2/F Unit No. 224, Sm City Marilao, Mc. Arthur Highway, Brgy. Ibayo, Marilao, Bulacan, 3019
TIMEDEPOT SM LIPA	G/S Space 1108 Jp Laurel Ayala Highway Sm City Lipa
TIME DEPOT SM BACOOR	3/F Unit No. R327A-R328-A1 Sm City Bacoor Gen, Emilio Aguinaldo Hiway Cor. Tirona Brgy. Habay 2 Bacoor,Cavite
TIME DEPOT SM LUCENA	2/F #264 Dalahican Rd Cor. Maharlika Hi-Way, Sm City Lucena, Ibabang Dupay, Lucena City, Quezon, 4301
TIME DEPOT SM TAYTAY	2/F Location Code 208A, Sm City, Manila East Rd, Dolores, Taytay Rizal, 1920
TIME DEPOT MARKET MARKET	Level 2 Space No. L2 215, Market! Market!, Fort Bonifacio, Taguig City
TIME DEPOT SM DASMARIÑAS	Upper Ground Floor, Unit #167 Sm City Dasmariñas Gov'S Dr. Sampaloc 1, Dasmariñas City, Cavite, 4114
TIME DEPOT SM CABANATUAN	2/F Space No. 263, Sm City Cabanatuan, Maharlika Highway Brgy. H. Conception, Cabanatuan City, Nueva Ecija, 3100
TIME DEPOT ROB. ILOCOS	Level 1 Space #175 Ccd, Robinsons Place Ilocos, Brgy. 1, San Francisco, San Nicolas, Ilocos Norte, 2901
TIME DEPOT SM SAN LAZARO	2F Unit No. 246, Sm City San Lazaro, Felix Huertas Cor. A. H. Lacson Sts., Brgy. 350, Zone 035, Sta. Cruz, Manila
TIME DEPOT SM LEGAZPI	2/F, Space No. 2040 Sm City Legazpi, Imelda Roces Ave. Zone 9 Brgy. Bitano Legazpi City, Albay
TIME DEPOT AYALA MANILA BAY	2/F, 2216 Ayala Malls Bay Area, Aseana Macapagal Avenue, Tambo, Parañaque City
TIME DEPOT VERTIS NORTH	Level 2 Space No. R1-L2-005, Vertis North, Phase 1 & 2 Lot 1 & 2, North Avenue, Brgy. Bagong Pag-Asa, Quezon City
TIME DEPOT SM LANANG PREMIER	2/F Space No. 268B, Sm Lanang Premier, J. P. Laurel Avenue, Brgy. San Antonio, Agdao Dist., Davao City, 8000
TIME DEPOT SM STA ROSA	G/F Space No. 1143 Sm City Sta Rosa National Road Brgy Tagapo Santa Rosa City Laguna
TIME DEPOT SM NORTH EDSA	Unit Cc 340 Third Flr. City Center Sm City North Edsa Cor. North Ave. Santo Cristo 1105 Quezon City
TIME DEPOT SM CDO DOWNTOWN PREMIER	Unit 232-233A 2F, Sm Cdo Downtown Premier, Cm Recto Avenue Cor. Osmeña Sts. Brgy. 24, Cagayan De Oro City, Misamis Oriental, 9000
TIME DEPOT SM MALL OF ASIA	Emx 204, Sm Mall Of Asia, J. W. Diokno, Blvd. Zone 10, Barangay 076, Pasay City, 1300
TIME DEPOT SM CLARK	G/F 177, Sm City Clark, M. A. Roxas St., Malabanias, Angeles City 2009
TIME DEPOT SM MANILA	Area 201 2/F Sm City Manila, N. Almeda Lopez Street Cor. Arroceros Street & San Marcelino Street Brgy. 659, Zone 071 Ermita Manila 1000

Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the program period. Should the cardholder receive the offer, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the offer shall be charged by Metrobank to the cardholder’s credit card account.
All installment purchases are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.
All 0% installment purchase/s are subject to Metrobank’s approval and only valid if monthly dues are paid in full.
The promo is not valid in conjunction with another Time Depot and Metrobank offer or promo.
Any dispute concerning the products or services related to the promo shall be settled directly between the cardholder and Time Depot with the concurrence of the DTI. Time Depot agrees to hold Metrobank free and harmless from any liability in the event of such dispute.
In case of dispute concerning Metrobank and the cardholder’s availment of the promo, the decision of Metrobank shall be considered final.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.
For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.