The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa credit cardholders in good standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, ON Internet Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards and YAZZ Prepaid Visa.

Get cashback with 0% installment plus Shop Now Pay Later up to 90 days after at SM Appliance Center.

• PHP 1,500 for a minimum single-receipt spend of PHP 30,000 (12-24 months only)
• PHP 3,500 for a minimum single-receipt spend of PHP 50,000 (24 months only)

Promo is valid only for 0% installment 12 and 24 transactions. Other installment tenors and straight transactions are excluded from the promo.

Crediting of cashback is up to 2x per customer only.

The promo period is from November 15 – December 31, 2024.

The promo is available in all SM Appliance Center branches nationwide.

The cashback earned from the qualified 0% installment or Shop Now, Pay Later transaction will be automatically credited to the cardholder’s account within 30 business days from the end of the promo period.

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

The promo is not valid in conjunction with other cashback promos.

Splitting of transaction for the purpose of availing multiple cashbacks is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes.

Cashback credit earned by a Supplementary cardholder from this promo will be automatically credited to the Principal cardholder’s account.

To qualify for the cashback promo, cardholder must have an active account and have no outstanding past due. Otherwise, Rewards Points and Cashback earned under this promo will be forfeited.

Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit.

All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full.

The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services related to the promo shall be settled directly between the cardholder and SM Appliance Center, with the concurrence of the DTI. SM Appliance Center agrees to hold Metrobank free and harmless from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.