• Promo Offer: Get up to PHP 1,500 eGC when you use your Metrobank credit card/s on all your cross border or international card-present and select card-not-present (online) transactions.

  Campaign Name	Minimum Accumulated Spend	Incentive
  What a Trip! – Up to PHP 1,500 eGC	PHP 20,000 to PHP 69,999	PHP 500 worth of eGCs
  	PHP 70,000 and Up	PHP 1,500 worth of eGCs

  Note: Offer is only available to pre-selected cardholders who will receive an SMS or viber message about this promo.

• Registration: The principal cardholder will receive an SMS or Viber message containing the registration process at the start of the promo period. Once received, the principal cardholder must register and follow the steps below:

  a. Visit https://metrobankcard.mymcc.gift/
  b. Log-in your mobile number found in Metrobank’s database.
  c. In the Available Promos section, click “2024 What a Trip!” and enter your mobile number to register in the promo.
  d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

• Qualified Transactions: Include all cross border or international foreign-currency card-present transactions, and select cross border or international foreign-currency ecommerce transactions under the transportation services, lodging & hotels, airlines, and amusement parks category with the following merchant category codes (MCCs):

Valid Merchant Category Codes (MCCs) for International eCommerce Transactions*

• Redemption of the Qualified eGCs:

  a. Visit https://metrobankcard.mymcc.gift/
  b. Log-in your mobile number found in Metrobank’s database
  c. In the Joined Promos section, click check progress under “2024 What a Trip!” tab and enter the registered mobile number.
  d. Click the "Claim" button then click "Use This" button to get your Universal eGC.

  Only the principal cardholder can access the self-help tracker which will be updated within 7 to 10 banking days after the transaction has been made.

• Change in Mobile Number: If a cardholder changes and/or updates his or her mobile number after successful registration, it is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

• Promo Period: Promo period is from August 1 to September 30, 2024 only. Redemption period is from August 1 to November 29, 2024.

1. The Promotion is open to pre-selected Metrobank Peso Mastercard / Visa, Metrobank Vantage Mastercard / Visa, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing. The Promotion is not applicable to Metrobank Dollar Mastercard, Corporate Mastercard, ON Virtual Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

2. Promo period is from August 1 to September 30, 2024 only. Redemption period is from August 1 to November 29, 2024.

3. Pre-selected qualified principal cardholders can get up to PHP 1,500 eGC when they use their Metrobank credit card/s on all your cross border or international card-present and select card-not-present (online) transactions.

   Campaign Name	Minimum Accumulated Spend	Incentive
   What a Trip! – Up to PHP 1,500 eGC	PHP 20,000 to PHP 69,999	PHP 500 worth of eGCs
   	PHP 70,000 and Up	PHP 1,500 worth of eGCs

   Note: Offer is only available to pre-selected qualified cardholders who will receive an SMS or viber message about this promo.

4. To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank credit card’s database and is required to register in the promo. No or late registration means no eGC will be provided.

   Registration via the One Giftaway Website
   a. Visit https://metrobankcard.mymcc.gift/
   b. Log-in your mobile number found in Metrobank’s database.
   c. In the Available Promos section, click “2024 What a Trip!” and enter mobile to register in the promo.
   d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

   Registration via the Metrobank Website
   a. Visit Metrobank website at www.metrobank.com.ph
   b. Scroll down and click the "Promos" button
   c. Search for “What a Trip! – Up to PHP 1,500 eGC”
   d. Visit https://metrobankcard.mymcc.gift
   e. Log-in your mobile number found in Metrobank’s database.
   f. In the Available Promos section, click “2024 What a Trip!” and enter mobile to register in the promo.
   g. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

5. If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

6. To avail of the promo, a principal cardholder must register from August 1 to September 30, 2024 and must follow the registration process stated above. A successful SMS will be sent to the cardholders’ mobile number after the successful registration. No confirmatory SMS means the registration is not successful. Metrobank will only acknowledge a successful registration if the principal cardholder received the successful SMS.

   Note: The metrobankcard.mymcc.gift powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls.

7. A registered cardholder will only start earning an eGC for his or her qualified transaction/s once registration is successful. Transaction/s made before the successful registration, so long as he/she successfully registers during the promo period, will be included in computing the total accumulated spend.

8. Supplementary cardholder/s is/are automatically registered once the principal cardholder has successfully registered for the promo. Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.

9. By completing joining this promo, he or she agrees that his personal informational shall be subject to confidentiality, data privacy and other security terms of Metrobank’s service provider, Giftaway.

10. A visual transaction and incentive tracker where all qualified transactions and corresponding incentive will be available to registered cardholders starting August 15, 2024. Only the principal cardholder can access the tracker which will be updated within 7 to 10 banking days after the transaction has been posted in Metrobank system. Metrobank will no longer send token SMS with links in compliance with the BSP Memorandum No. M-2022-015.

    Illustration:

    Transaction Date	Processing Time	Sending of Code
    August 12, 2024, Monday	7 to 10 banking days	August 22, 2024, Thursday

11. A registered and qualified customer can redeem the eGC by following the step by step below.

    How to Redeem an eGC:
    a. Visit https://metrobankcard.mymcc.gift
    b. Log-in your mobile number found in Metrobank’s database.
    c. In the Joined Promos section, click check progress under “2024 What a Trip!” tab and enter the registered mobile number.
    d. Click the "Claim" button then click "Use This" button to get your Universal eGC.

12. The promo and eGC entitlement is based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled token codes.

13. A principal cardholder is entitled to maximum of one (1) eGC per customer for the duration of the promo period. Supplementary cardholder transaction/s will be included in the computation of the one (1) eGC.

14. A cardholder who reached the minimum accumulated spend required for the promo will receive a qualified or confirmation SMS from Metrobank and has the option to redeem his or her Universal eGC or GCash credits via Giftaway with partners such as, but not limited to, The SM Store, Robinsons, Puregold, Shopee, Grab, Lazada, and more by visiting the Giftaway website or visual tracker found in the Metrobank website. The eGC for this promo is applicable to select Giftaway merchants assigned by Metrobank.

15. Applicable delivery and other processing fees where from the stores the eGC/s will be used are not included in the eGC and should be shouldered by the cardholder. A P15 transfer fee for e-wallet redemption shall apply on a per redemption basis. Transfer fees will be shouldered and charged to the recipient’s e-wallet account. The Giftaway Universal eGC is transferrable to cardholders’ nominated recipient. The terms and conditions relating to the use of the Giftaway Universal eGC indicated in the Giftaway platform shall apply. The Giftaway Universal eGC is transferrable to cardholders’ nominated recipient. By clicking the “Share this Button”, cardholder acknowledges that he or she consents to the sharing of the incentive to his or her nominated recipient. Validity of the original token code shall apply. Once the redemption or transfer has been made, Metrobank and Giftaway will not be liable for the incorrect entry of mobile number where the incentive was shared. It is the customer’s sole responsibility to double-check the entry upon redemption of the incentive.

16. The registered cardholder will receive the incentive in the denomination below:

    Campaign Name	Minimum Accumulated Spend	Incentive	Denomination
    What a Trip! – Up to PHP 1,500 eGC	PHP 20,000 to PHP 69,999	PHP 500 worth of eGCs	(1) 500 eGC
    	PHP 70,000 and Up	PHP 1,500 worth of eGCs	(1) 1,000 eGC + (1) 500 eGC

    Note: Offer is only available to pre-selected qualified cardholders who will receive an SMS or viber message about this promo.

17. The redemption period is from August 1 to November 29, 2024 or within sixty (60) calendar days after the receipt of the SMS. All redemption requests made after the redemption period or after sixty (60) calendar days will not be accommodated. All unredeemed token code/s will be forfeited after the expiration date indicated in the SMS and self-help tracker.

18. Metrobank will not accommodate request of cardholder to cancel, reverse, or apply to other incentive or reward once a valid redemption has been made. All redemptions are considered final. It’s the cardholder’s obligation to make sure that his or her preferred incentive is correct.

19. “Qualified Transactions” Include all cross border or international foreign-currency card-present transactions, and select cross border or international foreign-currency ecommerce transactions under the transportation services, lodging & hotels, airlines, and amusement parks category with the following merchant category codes (MCCs):

    Valid Merchant Category Codes (MCCs) for International eCommerce Transactions*

    Category	Top Merchants	Merchant Category Codes (MCCs)
    Transport Services	Trip.com, Agoda, Klook, Grab, Uber, Japan Railpass, etc.	4722, 4511, 4121, 4411, 4215, 4112, 4789, 4131, 4111, 4214, 4225, 4468, 4784, 4011, 4582, 4457, 4119
    Lodging	Agoda, Booking.com, Disneyland, Hilton, Hyatt, etc.	7011, 3604, 3812, 3596, 3790, 3795, 3831, 3824, 3816, 3829, 3807, 3825, 3788, 3619, 3828, 3630, 3830, 3813, 3791, 3607, 3782, 3613, 3783, 3793, 3811, 3814, 3501-3781
    Airlines	Emirates, Jetstar, Korean Air, United Air, Singapore Air, Cathay, Japan Airlines, Turkish Air, Qatar Air, Canada Air, Eva Air, Delta, ANA, Etihad, etc.	3026, 3079, 3082, 3000, 3075, 3099, 3006, 3047, 3136, 3009, 3058, 3084, 3161, 3034, 3022, 3001, 3012, 3078, 3180, 3066, 3025, 3077, 3098, 3014, 3245, 3005, 3008, 3256, 3174, 3206, 3072, 3010, 3260, 3007, 3246, 3015, 3102, 3211, 3183, 3042, 3076, 3196, 3035, 3081, 3132, 3016, 3100, 3031, 3261, 3294, 3040, 3050, 3051, 3219, 3013, 3039, 3038, 3043, 3020, 3052, 3182, 3127, 3048, 3144, 3068, 3103, 3044, 3236, 3295, 3029, 3080, 3069, 3037, 3298, 3030, 3299, 3217, 3028, 3049, 3017, 3004, 3228, 3247, 3088, 3024, 3146, 3240, 3175, 3248
    Amusement Parks	Disneyland, Disney Resort, Universal Orlando, Legoland, Sea World, etc.	7996, 7998

    *All other cross border or international online/ecommerce transactions with merchant category codes not included above are not qualified for this promo.

20. “Non-Qualified Transactions” include all other cross border or international ecommerce merchant category codes not stated in #19, local retail purchases at groceries, department stores, gasoline stations, restaurants, Internet, and Mail Order/Telephone Order, merchant installment such as 0% installment, Shop Now, Pay Later, reduced rates, regular rates, PayNow, PayBills, Bills2Pay, Balance Transfer, Balance Conversion, Cash2Go, Cash Advance, mobile payment / mobile wallet transactions, online payment system and transactions with merchant category code of 6540 (such as but not limited to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay) found in Metrobank’s database are excluded from this promotion

21. All terms and conditions relating to the use of Universal Giftaway eGCs redemption indicated in the Giftaway redemption portal shall apply. Any dispute related to the use of the Universal Giftaway eGCs shall be coursed through the chosen merchant.

22. The incentive cost equivalent is VALID in conjunction with any ongoing promos.

23. Metrobank will not oblige to the cardholder’s request of extending the redemption and validity period of the token code once sixty (60) calendar days has passed. All questions and issues will only be accepted within sixty (60) calendar days after the end of the promo period or not later than November 29, 2024, after which, Metrobank will no longer entertain disputes and / or requests.

24. A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the eGCs. If the cardholder does not pay for his or her balances because of his or her concern/s Metrobank will not be liable on the accrued charges to his or her account.

25. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the eGCs shall be charged by Metrobank to the cardholder’s credit card account.

26. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

27. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards

28. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

29. For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

30. Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.