PROMO OFFER: Enjoy up to PHP 3,000 OFF at Agoda, Klook, Trip.com, Cathay Pacific, Qatar Airways, Japan Airlines, and Don Quijote using your Metrobank Visa credit card!

1. The Promotion is open to all Metrobank Peso Visa, Metrobank Vantage Visa, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa cardholders in good standing. The Promotion is not applicable to Metrobank Peso Mastercard, Metrobank Vantage Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, ON Virtual Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, YAZZ Prepaid Visa, and Metrobank Debit and Prepaid cardholders.

2. Qualified cardholders can enjoy these exclusive travel deals at Agoda, Klook, Trip.com, Cathay Pacific, Qatar Airways, Japan Airlines, and Don Quijote by using their Metrobank Visa credit card!

   MERCHANT	OFFER	LINK AND CODE	PROMO PERIOD	TRAVEL PERIOD
   Agoda	6% OFF* + PHP 3,000 cashback** for a min. single-receipt spend of PHP 30,000 *Valid at www.agoda.com/metrobank **Register now at https://metrobankcard.mymcc.gift and search for “2025 Q2 Metrobank Visa FlyDeals”	Booking Link: agoda.com or agoda.com/metrobank Registration Link: https://metrobankcard.mymcc.gift Note: Prior registration is required to be eligible for the cashback Code: N/A	Every Thursday from April 3 to May 29, 2025	N/A
   Klook	Sitewide: PHP 1,500 OFF for a min. single-receipt spend of PHP 15,000	Link: https://www.klook.com/en-PH/ or the Klook App Codes: April 3, 2025: Q2FLYDEALS01 April 10, 2025: Q2FLYDEALS02 April 17, 2025: Q2FLYDEALS03 April 24, 2025: Q2FLYDEALS04 May 1, 2025: Q2FLYDEALS05 May 8, 2025: Q2FLYDEALS06 May 15, 2025: Q2FLYDEALS07 May 22, 2025: Q2FLYDEALS08 May 29, 2025: Q2FLYDEALS09 June 5, 2025: Q2FLYDEALS10 June 12, 2025: Q2FLYDEALS11 June 19, 2025: Q2FLYDEALS12 June 26, 2025: Q2FLYDEALS13	Every Thursday from April 3 to June 26, 2025	N/A
   Trip.com	Trip.com PHP 2,000 OFF on flights for a min. single-receipt spend of PHP 15,000 Limited redemption applies. Use Code: FLYDEALS Limited redemption applies. Book via Trip.com Philippines App or https://ph.trip.com/w/metrobankfly every Thursday	PHP 2,000 OFF Promo Link: https://ph.trip.com/w/metrobankfly or the Trip.com Philippines App Use Code: FLYDEALS USD 20 OFF for a min. single-receipt spend of USD 250	Every Thursday from April 3 to June 26, 2025	Until April 3, 2026
   Trip.com	USD 20 OFF on hotels for a min. single-receipt spend of USD 250 Use code: TRIPVISAH20US Book via https://www.trip.com/sale/w/12644/2024visacampaign.html only.	Book via https://www.trip.com/sale/w/12644/2024visacampaign.html only. Use Code: TRIPVISAH20US	Until March 31, 2026	N/A
   Cathay Pacific	USD 50 OFF for a minimum single-receipt spend of USD 400 Limited redemption applies	Link: https://www.cathaypacific.com/cx/en_PH.html Code: CXMB50	April 15 to June 26, 2025	Until December 31, 2025
   Qatar Airways	16% OFF on flights Limited redemption applies.	Link: www.qatarairways.com/mbvisa Code: MBVISA24	Until May 31, 2025	Until September 30, 2025
   Don Quijote	Up to 10% Tax-Exemption 5% OFF for a min. single-receipt spend of YEN 10,000 (excluding tax) 7% OFF for a min. single-receipt spend of YEN 30,000 (excluding tax) Download and present the coupon from https://japanportal.donki-global.com/coupon/?ptcd=0124000101	Coupon Link: https://japanportal.donki-global.com/coupon/?ptcd=0124000101	Until May 31, 2026	N/A
   Japan Airlines	5% OFF on round-trip flights to Japan Valid for Metrobank Travel Signature Visa, Femme Signature Visa, Travel Platinum Visa, Rewards Plus Visa and Cashback Visa only. Book via: https://www.jal.co.jp/ph/en/	Book via: https://www.jal.co.jp/ph/en/ For Visa Signature, use code: 25CIJLVISASGN For Visa Platinum, use code: 25CIJLVISAPLT	April 1, 2025 to March 31, 2026	April 1, 2025 to March 31, 2026

3. Promo and travel period varies per merchant. Refer to promo mechanics #2 for full details.

4. Rates and discount may vary per merchant and is based on the travel date / destinations of the customers.

5. The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions of both Metrobank and the merchant, fixed price items, unless otherwise provided.

6. A cardholder and his/her transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the redemption of the incentive. Any dispute related to the promo shall not be a valid reason for non-payment of cardholder’s credit card bill or outstanding balance. Metrobank will not be liable on the accrued charges to his or her account.

7. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the discount shall be charged by Metrobank to the cardholder’s credit card account.

8. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

9. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

10. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

11. In the purchase of goods and services which are on promotional discount, senior citizens / persons with disability can either avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act 2010 / Magna Carta for Persons with Disability, if applicable, whichever is higher.

12. For any questions or clarifications, please contact Metrobank at 88700-700 or email customerservice@metrobankcard.com.

13. Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.

AGODA

1. How to avail:

   a. Booking and payment must be made and completed every Thursday during the promo period. Transactions that are pre-book, pay later, pay at the hotel are not included in the promo. Cashback is capped for one-time availment per customer every Thursday. One-time registration via https://metrobankcard.mymcc.gift prior to the transaction is required to be eligible for the cashback.

   b. To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank’s database and is required to register in the promo. Registration period is from April 3 to May 29, 2025 only and is valid for Philippine-based mobile numbers only. Metrobank will only acknowledge a successful registration if the principal cardholder received the SMS confirming successful registration. Non or late registration shall disqualify cardholders from the promo.

   • Registration via the One Giftaway Website

     • Visit https://metrobankcard.mymcc.gift
     • Log-in with your mobile number registered in Metrobank’s database
     • In the Available Promos section, click “2025 Q2 Metrobank Visa FlyDeals” and enter your mobile number to register in the promo.
     • A confirmatory SMS will be sent to the cardholders’ mobile number after successful registration.

   • Registration via the Metrobank Website

     • Visit Metrobank website at www.metrobank.com.ph
     • Scroll down and click the Promos button
     • Search for “Up to PHP 3,000 OFF with Metrobank FlyDeals” iv. Visit https://metrobankcard.mymcc.gift
     • Log-in with your mobile number registered in Metrobank’s database
     • In the Available Promos section, click “2025 Q2 Metrobank Visa FlyDeals” and enter your mobile number to register in the promo.
     • A confirmatory SMS will be sent to the cardholders’ mobile number after successful registration.

   Note: The metrobankcard.mymcc.gift powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls.

2. General Terms & Conditions:

   a. If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changed and/or updated his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

   b. By completing the registration process, cardholders agree that their personal data shall be shared to, collected and processed by Metrobank’s service provider, Giftaway, subject to the confidentiality, data privacy and other security terms of Giftaway.

   c. A registered cardholder will be eligible for the cashback for his or her qualified transaction/s once registration is successful. Transaction/s made before successful registration will not earn a cashback.

   d. The promo and cashback entitlement is based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled cashback/s.

   e. Registered principal cardholders are entitled to a maximum of one (1) cashback per customer number for each specified promo date (every Thursday) within the promo period. Supplementary cardholder transaction/s will be included in the computation of the one (1) cashback limit per specified promo date.

   f. The cashback will automatically be credited to the principal cardholder’s account within 60 business days after the end of the promo period with description: 2025 Q2 FlyDeals with Agoda.

   g. The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions of both Metrobank and Agoda, fixed price items, unless otherwise provided.

   h. “Qualified Transactions” includes all transactions under Agoda.com with the following criteria: (1) completed on the specified promo date, (2) meets the P30,000 minimum single-receipt spend requirement, (3) with registration done prior to the transaction, and (4) tagged with any of the below merchant category code

   MERCHANT CATEGORY CODE (MCC)	MCC DESCRIPTION
   3501 through 3897	Lodging-Hotels, Motels, Resorts
   7011	Lodging-Hotels, Motels, Resorts
   4722	Travel Agencies

   i. “Non-Qualified Transactions” includes all other transactions that do not meet any of the above-mentioned criteria. This includes pre-book, pay later, and pay at the hotel bookings made via Agoda.com.

KLOOK TERMS:

1. How to avail:

   • Use your Metrobank VISA credit card at https://www.klook.com/en-PH/ or via the Klook app every Thursday from April 3 to June 26, 2025 to enjoy the following discounts, except on blacklisted hotels/activities/flights. Use the applicable promo codes, each valid for one-time use per customer, per account every Thursday.

2. General Terms & Conditions:

   a. The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions of both Metrobank and Klook, fixed price items, unless otherwise provided.

   b. Offer is not available for Pay Later transactions.

TRIP.COM:

PHP 2000 OFF on flights:

1. How to avail:

   a. Users with Eligible Cards can use their Metrobank VISA credit card at https://ph.trip.com/ or via the Trip.com app every Thursday from April 3 to June 26, 2025 to enjoy the following discount on flights:

   • PHP 2,000 OFF on flights to all destinations for a minimum single-receipt spend of PHP 15,000. Valid for one-time use per Trip.com account on every Thursday.

   • Promo/Booking Period: Every Thursday from April 3 to June 26, 2025 (inclusive of both dates)

   • Travel Period: from April 3, 2025 to April 3, 2026 (inclusive of both dates)

   • For clarification, the promo code ”FLYDEALS” can be used on the following dates only:

   • April 2025

     • April 3, 2025
     • April 10, 2025
     • April 17, 2025
     • April 24, 2025

   • May 2025

     • May 1, 2025
     • May 8, 2025
     • May 15, 2025
     • May 22, 2025
     • May 29, 2025

   • June 2025

     • June 5, 2025
     • June 12, 2025
     • June 19, 2025
     • June 26, 2025

   b. On the Promo/Booking Period, user must do the followings to redeem the Promo Code.

   c. Log on / register on https://ph.trip.com and choose the applicable flight that the user wish to book with a minimum of PHP 15,000 in a single-receipt.

   d. Fill in the booking form with the correct details.

   e. Continue to payment page, choose credit card for the payment method, and enter the promo code: FLYDEALS on the “Coupon” section to receive the discount.

   f. Click “Pay” to complete the transaction.

   g. Promotion platform: Available for bookings made on Trip.com Philippines website & app through URL: https://ph.trip.com/ only. Bookings made on other promotion pages would not be eligible for the Promotion.

2. General Terms & Conditions:

   a. Promotion is applicable for both new and existing Trip.com user. New user must sign up for a Trip.com account to be able to use the Promo Code.

   b. Promo Code is only applicable to the price before taxes and fees have been applied. All booking transactions under the Promotion must be made in Philippine Peso.

   c. Promo Code is valid for bookings paid with the Eligible Cards only.

   d. Promo Code is limited to the total of 250 redemptions quota throughout the Promotion Period.

   e. Promo Code cannot be used in conjunction with any other promotions or offers and cannot be exchanged for cash or Trip Coins.

   f. In case of booking cancellations, the promo code will be returned to the system, and other users can use it again.

   g. Prices displayed are subject to availability. All prices are accurate at the time they are displayed and are updated regularly. Please refer to the details listed on Trip.com to confirm availability, prices, and terms and conditions.

   h. Different airlines may have different cancellation policies. Please read the cancellation policies for the specific flight types before booking.

   i. To the extent permitted by law, Trip.com will not be liable for any losses, damages, expenses, costs, or claims arising out of or relating to this Promotion

   j. Trip.com reserves all rights of final interpretation for this Promotion. Other terms and conditions on the flight as specified in the promotion platform shall apply.

   k. The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions of both Metrobank and Trip, fixed price items, unless otherwise provided.

USD 20 OFF on hotels:

1. How to avail:

   a. Enter the promo code on the payment page when making your booking via the promotion page: https://www.trip.com/sale/w/12644/2024visacampaign.html?locale=en-XX&allianceid=5291896&sid=111378492&curr=USD

   b. This promotion is only available to users of mobile app/official website/mobile website. Promo codes are only valid when payment is made in USD.

   c. Cardholders are required to settle payment with valid Visa Principal / Supplementary card issued in Asia Pacific excluding Indonesia and Korea.

   d. To claim and use the offers, cardholders must possess a valid Trip.com membership with booking made via https://www.trip.com/sale/w/12644/2024visacampaign.html?locale=en-XX&allianceid=5291896&sid=111378492&curr=USD

   e. Visa coupons/offers are only applicable to hotels and air tickets. To receive discount of USD 20 for hotel bookings over USD 250, enter promotion code TRIPVISAH20US

2. General Terms & Conditions:

   a. Visa offers cannot be used in conjunction with other offers. Each eligible Trip.com member will be eligible to use the offer five times during the Promotion Period.

   b. The pre-discount price is the full price of the selected room type/flights, which may differ from the price published by hotels/airlines/other entities or the standard retail price.

   c. Different room types/flight tickets may have different cancellation policies. Please carefully read the cancellation policies for the specific room type/flight/other products before you book.

   d. If the booking that the promo code was applied to fails, is cancelled, or is not paid for within the stipulated time frame, the promo code will be automatically returned to your account. It will then be available for use during the promotion period it was issued in, as long as you previously added the promo code to your Trip.com account.

   e. To the extent permitted by law, Trip.com will not be liable for any losses, damages, expenses, costs, or claims arising out of or relating to this promotion, whether in contract, tort (including negligence), breach of statutory duty or otherwise.

   f. These terms are governed by the laws of Singapore, and the courts of Singapore will have jurisdiction over any dispute.

   g. Trip.com reserves all rights of final interpretation for this promotion.

   h. This promotion cannot be used on pay at hotel orders.

   i. This promo code might not apply for some specific airlines

   j. The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions of both Metrobank and Trip, fixed price items, unless otherwise provided.

CATHAY PACIFIC:

1. How to avail:

   a. The promo code is valid for bookings made at https://www.cathaypacific.com/cx/en_PH.html and is applicable to round-trip or one-way flights originating from Manila or Cebu, with flights marketed and operated by Cathay Pacific in Philippines.

   b. Flights must be booked and paid online at the Cathay Pacific Philippines website, within the promo period.

2. General Terms & Conditions:

   a. The promo code entitles you to USD 50 OFF from the total transaction amount of your flight ticket(s), before the application of any taxes, applicable fees/charges, carrier surcharges or additional costs, with a minimum single transaction base fare total of USD 400.

   b. This promo code is valid for, and limited to, only the first 300 eligible transactions for all Metrobank Visa credit cardholders. Once the allocated number of usage has been reached, the code will no longer be valid nor usable and cardholders will not be entitled to any form of exchange, refund or compensation.

   c. The promo code is eligible for use on the following cabin classes as long as the minimum spending required is met:

   • Economy Class

   • Premium Economy

   • Business Class

   d. Child/infant fares are applicable for the discount.

   e. The promo code is valid only for qualifying purchases made online through the Cathay Pacific Philippines website at time of purchase, and cannot be claimed after you have confirmed your booking.

   f. The promo code cannot be redeemed against taxes, supplier fees, cancellation or change fees, administrative fees or other miscellaneous charges, which are the sole responsibility of the customer.

   g. The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions of both Metrobank and Cathay Pacific Airways, fixed price items, unless otherwise provided.

QATAR AIRWAYS:

1. How to avail:

   a. Bookings must be made at www.qatarairways.com/mbvisa and use the code MBVISA24 to avail of the discount.

   b. Flights must be booked and paid online at the indicated website, within the promo period.

2. General Terms & Conditions:

   a. Blackout period are as follows: April 12 to 20, 2025, June 12, 2025, August 21 and 25, 2025

   b. The promo code discount, on some occasions, will be inclusive of any discounts that has already been applied on the fares itself.

   c. Fares displayed will already include the applicable discounts.

   d. Flights eligible for the discounts are clearly signaled with a sales tag beside them. Please ensure only flights eligible for discount are selected when booking a flight.

   e. Customers who did not receive a discount cannot be credited retrospectively.

   f. The discount is applicable in the following booking classes:

   • Business Class Comfort Fares: Booking classes I and D only

   • Economy Class Convenience Fares: Booking classes S, V, L, M, and K only

   • Economy and Business Class Classic Fares: Booking classes O, T, Q, N, R, and I only.

   • I-class included here as the more restrictive discount applies.

   g. Offer is not applicable to Economy Class Lite and Comfort Fares with booking classes: W, H, B, Y and Premium Class Lite and Elite Fares with booking classes: P, C, J, A, and F.

   h. The discount is applicable on Qatar Airways flights from the Philippines only.

   i. The discount shall only be valid on Qatar Airways flights originating from Manila, Clark, Cebu and Davao, and flying to one of the following destinations: Abu Dhabi, AlUla, Athens, Bahrain, Berlin, Birmingham, Boston, Budapest, Cairo, Chicago, Dammam, Dusseldorf, Edinburgh, Geneva, Hamburg, Helsinki, Houston, Jeddah, Lisbon, London, Lyon, Milan, Neom, New York, Nice, Philadelphia, Prague, Rome, Riyadh, Seattle, Tabuk, Tashkent, Tbilisi, Toulouse, Trabzon, Venice, Vienna, Warsaw, Washington, Yanbu, Zurich.

   j. All-in fares include all taxes, fees, and surcharges which are subject to currency fluctuation.

   k. Peak period surcharges may apply.

   l. Fares are subject to change without prior notice.

   m. Discount applies to one-way and return base fare only of selected fare classes

   n. Discount does not apply to taxes and all other surcharges

   o. Seats are limited and are subject to availability of the relevant booking class

   p. Minimum and maximum stay as well as advance purchase rules apply dependent on the booking class.

   q. Blackout dates and surcharges may apply. Please refer to the fare rules for details at the time of booking.

   r. Please refer to the fare rules at the time of booking for changes, cancellations and no-show conditions.

   s. Any change or cancellation less than 3 hours prior to the stated time of departure will be considered as no-show.

   t. For travel involving multiple booking classes, the most restrictive fare rules apply to the entire itinerary

   u. Standard child/infant discount apply.

   v. Please note that market-specific promotional fares may be available for selected dates and destinations, and may not be eligible for the discounts under this offer. All available options, together with the applicable terms & conditions for each fare will be displayed at time of booking for you to make your selection.

   w. Qatar Airways terms and conditions will also apply to your booking, please review these at the time of booking.

   x. Qatar Airways and Metrobank will not be responsible for any fare difference if customers fails to use the dedicated link and enter the given promo code at the time of booking.

   y. The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions of both Metrobank and Qatar Airways, fixed price items, unless otherwise provided.

JAPAN AIRLINES

1. How to avail:

   a. Payment must be made using an eligible Visa Signature or Visa Platinum Credit or Rewards Plus Visa or Debit card. This promotion only applies to Visa Platinum cardholders issued in Indonesia, Malaysia, Philippines, Singapore, Thailand, Vietnam, India, Australia or South Korea.

   b. All bookings must be done online via the Japan Airlines (JAL) Website and using the Promo Code above.

2. General Terms & Conditions:

   a. This promotion is only applicable for round-trip or open-jaw flights to Japan from the following points of origin. Flights must be marketed by Japan Airlines, and the ticket must reflect a Japan Airlines ticket stock, starting from 131 - xxxxxxxxxx. International Codeshare flights not operated by Japan Airlines are excluded from the promotion:

   • Indonesia

   • Malaysia

   • Philippines

   • Singapore

   • Thailand

   • Vietnam

   • India

   • Australia

   • South Korea

   b. The 5% discount is only applicable to airfares. Related taxes and fuel charges are not eligible for discount and will be collected in addition to the applicable discounted airfares.

   c. The discount provided in this campaign cannot be used in conjunction with other ongoing promotions including but not limited to any existing special fares, or discounted fares.

   d. All tickets are subject to seat availability.

   e. All fares and conditions are subject to change without prior notice.

   f. Date change and refunds will be as per accordance to fare rules and conditions. Japan Airlines reserves the right to charge for any fare differences, including changes to the taxes and fuel charges, in case of (i) no-show, (ii) voluntary cancellations, and (iii) any changes made resulting in the transaction being ineligible for this promotion.

   g. For more information on Japan Airlines Reservation and Ticketing, please visit https://www.jal.co.jp/jp/en/information/

DON QUIJOTE

1. How to avail:

   a. Available at all Don Quijote stores.

   b. Please present the coupon from https://japanportal.donki-global.com/coupon/?ptcd=0124000101 before paying with your Visa card at the cash register.

   c. Products not eligible for discount: Alcohol, cigarettes, POSA cards, game consoles, products costing more than 100,000 yen (excluding tax), and products with price restrictions, etc.

   d. Cannot be combined with other discounts or services.

2. General Terms and Conditions:

   a. For the avoidance of doubt, while Visa has facilitated this offer for the benefit of Visa cardholders, the Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa cardholder understands, acknowledges, and agrees that the procurement by him/her of any goods and/or services under this offer shall constitute a contract solely between the Merchant and him/her, and Visa is not, nor will become, a party thereto.

   b. By utilizing or attempting to utilize any of the goods and services under this offer, the Visa cardholder understands, acknowledges, and agrees that:

   c. Any claim, complaint, or dispute of any nature arising out of or in relation to the procurement, or attempted procurement by the cardholder of any goods and/or services under this offer (each a "Claim") shall be settled by the Visa cardholder directly with the Merchant, and the Visa cardholder shall not make any claim against Visa.

   d. Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not be liable to any person for any loss, damage, expenses, or claim (whether direct or indirect) in relation to any personal injury, death, false representation, damage, or omission arising from or in connection with the usage or attempted usage of this offer or goods and/or services provided under this offer.

   e. In the event of any discrepancy or inconsistency between the English version and the Chinese version (if any) of these terms and conditions, the English version shall apply and prevail.