The promo is open to all cardholders in good credit standing of Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa and Travel Platinum Visa only. The Promo is not applicable to Metrobank Dollar Mastercard, ON Virtual Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards and YAZZ Prepaid Visa. Cardholders in good credit standing are those with Metrobank credit cards which are not on hold for being reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the terms and conditions governing the issuance and use of Metrobank credit cards.

Promo will run from November 20, 2024 to December 28, 2024 (“Promo Period”).

Qualified cardholders can enjoy the following:

• PHP 2,500 cashback for a minimum cumulative spend of at least PHP 100,000.00 with at least PHP 50,000.00 per transaction using a valid Metrobank credit card.

Promo is applicable to all Suy Sing branches nationwide.

Cashback is PHP 2,500 and valid for up to four-time availment per customer only during the Promo Period, regardless of whether the customer has multiple qualified Metrobank credit cards.

Transactions made by the supplementary cardholders will be tagged under their respective principal credit cardholders’ accounts and shall be considered as one account for purposes of computing the cashback availment that the principal cardholder is entitled to.

The cashback earned will be credited to the principal cardholders’ account within sixty (60) calendar days after the end of the promo period.

Cashback earned by a supplementary cardholder from this promo will be automatically counted for the principal cardholder and will be credited to the principal cardholder’s account.

The cashback earned under this promo will be reflected in the cardholder’s Statement of Account with the transaction description: PXXXX cashback for Suy Sing Q4.

The promo is applicable to straight transactions only. Installment and Shop Now, Pay Later transactions are excluded from the promo.

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

Splitting of transaction for the purpose of availing multiple discounts is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes.

Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the offer due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive and shall be charged by Metrobank to the cardholder’s credit card account.

In the purchase of goods and services in connection with this promo, senior citizens or persons with disability (PWD) can either avail of the promo or the discount provided under the Expanded Senior Citizens Act 2010 or Magna Carta for Persons with Disability, whichever is higher.

The use of the Metrobank credit card in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and Suy Sing, with the concurrence of the DTI. Suy Sing agrees to hold Metrobank free and harmless from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of and eligibility for the promo, the decision of Metrobank shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

For inquiries or concerns, please call the Metrobank Contact Center at (02)88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas. Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.