Promo Mechanics

What are the mechanics

  • Registration: The principal cardholder will receive an SMS, Viber message or email blast containing the registration process at the start of the promo period. Once received, the principal cardholder must register by.

    a. Visiting metrobankcard.mymcc.gift
    b. Log-in your mobile number found in Metrobank’s database
    c. In the Available Promos section, click “Your Spend. Your Gift. Your Way” and enter mobile to register in the promo.
    d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

  • Qualified Transactions: Includes all retail such as purchases at groceries, department stores, gasoline stations, restaurants, Internet, and Mail Order/Telephone Order, foreign currency transactions, etc; and 0% merchant installment and Shop Now, Pay Later transaction such as but not limited to installment purchase of appliances, jewelry, etc.

  • Redemption of eGC:

    a. Visit metrobankcard.mymcc.gift
    b. Log-in your mobile number found in Metrobank’s database
    c. In the Joined Promos section, click check progress under “Your Spend. Your Gift. Your Way” tab and enter the registered mobile number.
    d. Click Claim and choose Universal eGC
    e. To get the eGC, click Use This button

    Only the principal cardholder can access the self-help tracker which will be updated within 5 to 7 banking days after the transaction has been made.

  • Change in Mobile Number: If a cardholder changes and/or updates his or her mobile number after successful registration, it is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

  • Number of eGC Per Customer: A principal cardholder is entitled up to a maximum of five (5) eGC for the duration of the promo period per unique Metrobank credit card customer. Supplementary cardholder transaction/s will be included in the computation of the maximum five (5) eGCs. Awarding of the eGC is on a customer level.

  • Availability of the Self-Help Tracker: Metrobank under MCC sender will send the eGC SMS notification for the qualified transaction starting January 6, 2023 and will be updated within 5 to 7 banking days after the transaction has been posted in the Metrobank system.

  • Other Details: Promo period is from December 20, 2022 to February 28, 2023. Redemption period is from January 6, 2023 to April 29, 2023.


  1. The Promotion is open to pre-selected Metrobank Peso Mastercard / Visa, Metrobank Vantage Mastercard / Visa, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, ON Virtual Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing. The Promotion is not applicable to Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

  2. The promo period is from December 20, 2022 to February 28, 2023.

  3. Qualified principal cardholder can get PHP 100 eGC for a minimum single-receipt purchase of PHP 3,000 when you use your Metrobank Credit Card/s ANYWHERE and/or ONLINE

  4. To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank credit card’s database and is required to register by:

    Registration via the One Giftaway Website
    a. Visiting metrobankcard.mymcc.gift
    b. Log-in your mobile number found in Metrobank’s database
    c. In the Available Promos section, click “Your Spend. Your Gift. Your Way” and enter mobile to register in the promo.
    d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

    Registration via the Metrobank Website
    a. Visit Metrobank website at www.metrobank.com.ph
    b. Scroll down to Featured Promotions
    c. Swipe through and click View More
    d. Search “Your gift, PHP 100 eGC” e. In the Promo Highlight, refer to bullet #1 to get the One Giftaway Website at metrobankcard.mymcc.gift
    f. Log-in your mobile number found in Metrobank’s database
    g. In the Available Promos section, click “Your Spend. Your Gift. Your Way” and enter mobile to register in the promo.
    h. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

    Register via the MIA of FB Messenger
    a. Chat MIA of Metrobank Card via FB Messenger
    b. Go to Credit Card Promos
    c. Click View Promos and Search “Your gift, PHP 100 eGC”
    d. In the Promo Highlight, refer to bullet #1 to get the One Giftaway Website at metrobankcard.mymcc.gift
    e. Log-in your mobile number found in Metrobank’s database
    f. In the Available Promos section, click “Your Spend. Your Gift. Your Way.” and enter mobile to register in the promo.

  5. If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period. A registered customer will not be automatically registered in the promo if he or she changes or updates his or her mobile number.

  6. To avail of the promo, a principal cardholder must register from December 20, 2022 to February 28, 2023 and must follow the registration process stated in number 5 promo mechanics. A successful SMS will be sent to the cardholders’ mobile number after the successful registration. No confirmatory SMS means the registration is not successful. Metrobank will only acknowledge a successful registration if the principal cardholder received the successful SMS.

  7. A registered cardholder will start earning eGC for his or her transaction/s one (1) hour after the he or she received the successful SMS. Transaction/s made before the successful registration will NOT earn and qualify for an eGC. Metrobank will not accommodate request of cardholder to include and send token codes for transactions made before successful registration.

    Note: The metrobankcard.mymcc.gift powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls.

  8. Supplementary cardholder/s is/are automatically registered once the principal cardholder has successfully registered for the promo. Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.

  9. By completing cardholders’ registration, he or she agrees that his personal informational shall be subject to confidentiality, data privacy and other security terms of Metrobank’s service provider, Giftaway.

  10. A visual transaction and incentive tracker where all qualified transaction and incentive will be available to registered cardholders starting by January 6, 2023. Only the principal cardholder can access the tracker which will be updated within 5 to 7 banking days after the transaction has been posted in Metrobank system. Metrobank will no longer send token SMS with links in compliance with the BSP Memorandum No. M-2022-015.

    Illustration:

  11. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled token codes.

  12. A principal cardholder is entitled up to a maximum of five (5) eGCs for the duration of the promo period. Supplementary cardholder transaction/s will be included in the computation of the maximum five (5) eGCs.

  13. The eGC entitlement will be based on customer level.

  14. Metrobank will no longer accommodate request of the cardholder in re-sending requests for token codes such as, but not limited to the following reasons:

    • Token codes sent successfully to the principal cardholder but were accidentally deleted by the cardholder, members of their family or friends due to upgrade or reformatting done to the cardholder’s mobile device.
    • Due to loss, stolen or defective mobile device;
    • Token codes sent successfully to the principal cardholder’s registered old mobile number maintained in Metrobank credit card’s database during the promo and redemption period but cardholder change or update his or her mobile number.
  15. The registered cardholder who reached the minimum single receipt spend of PHP 3,000 will receive a qualified or confirmation SMS from Metrobank and has the option to redeem his or her incentive via Giftaway Universal eGC (such as but not limited to The SM Store, Robinsons, Puregold, Shopee, Grab, Lazada, and more) by visiting the Giftaway website or visual tracker found in the Metrobank website. Applicable delivery and other processing fees where from the stores the eGC/s will be used are not included in the eGC and should be shouldered by the cardholder. The terms and conditions relating to the use of the Giftaway Universal eGC indicated in the Giftaway platform shall apply. The Giftaway Universal eGC is transferrable to cardholders’ nominated recipient. By clicking the “Share this Button”, cardholder acknowledges that he or she consents to the sharing of the incentive to his or her nominated recipient. Validity of the original token code shall apply. Once the redemption or transfer has been made, Metrobank and Giftaway will not be liable for the incorrect entry of mobile number where the incentive was shared. It is the customer’s sole responsibility to double-check the entry upon redemption of the incentive.

  16. The registered cardholder will receive the incentive in the denomination below:

  17. The redemption period is from January 6, 2023 to April 20, 2023 or within sixty (60) calendar days after the receipt of the SMS. All redemption requests made after the redemption period or after sixty (60) calendar days will not be accommodated. All unredeemed token code/s will be forfeited after the expiration date indicated in the SMS and self-help tracker.

  18. Metrobank will not accommodate request of cardholder to cancel, reverse or applied to other incentive or reward once a valid redemption is made. All redemption will be considered final. It’s the cardholder obligation to make sure that his or her preferred incentive is correct.

  19. “Qualified Transactions” includes all retail such as purchases at groceries, department stores, gasoline stations, restaurants, Internet, and Mail Order/Telephone Order, foreign currency transactions, etc; and 0% merchant installment and Shop Now, Pay Later transaction such as but not limited to installment purchase of appliances, jewelry, etc.

  20. “Non-Qualified Transactions” includes PayNow, Bills2Pay, Balance Transfer, Balance Conversion, Cash2Go, Cash Advance, mobile payment / mobile wallet transactions, online payment system and transactions with merchant category code of 6540 (such as but not limited to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay) found in Metrobank’s database are excluded from this promotion.

  21. All terms and conditions relating to the use of Universal Giftaway eGCs redemption indicated in the Giftaway redemption portal shall apply. Any dispute related to the use of the Universal Giftaway eGCs shall be coursed through the chosen merchant.

  22. The incentive cost equivalent is VALID in conjunction with any ongoing promos.

  23. Metrobank will not oblige to the cardholder’s request of extending the redemption and validity period of the token code once sixty (60) calendar days has passed. All questions and issues will only be accepted within sixty (60) calendar days after the end of the promo period or not later than April 30, 2023, after which, Metrobank will no longer entertain disputes and / or requests.

  24. A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the eGCs. If the cardholder does not pay for his or her balances because of his or her concern/s Metrobank will not be liable on the accrued charges to his or her account.

  25. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the eGCs shall be charged by Metrobank to the cardholder’s credit card account.

  26. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

  27. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

Standard Terms and Conditions apply.

Per DTI Fair Trade Permit No. FTEB-157755, Series of 2022.

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