​Up to PHP 14,500 eGC on all travel spend

PROMO OFFER:

1. What is the promo offer?

   Get up to PHP 14,500* eGC when you use your Metrobank credit card/s for all your travel-related and international/cross border spends.

   MINIMUM ACCUMULATED SPEND	eGC INCENTIVE	TOP UP INCENTIVE FOR PRE-SELECTED CUSTOMERS
   PHP 80,000 to PHP 149,999	PHP 500 worth of eGC	PHP 500 worth of eGC
   PHP 150,000 to PHP 299,999	PHP 1,000 worth of eGC	PHP 500 worth of eGC
   PHP 300,000 to PHP 699,999	PHP 2,500 worth of eGC	PHP 1,000 worth of eGC
   PHP 700,000 & UP	PHP 13,500 worth of eGC	PHP 1,000 worth of eGC

   Note: The top up incentive is applicable to pre-selected customers identified by Metrobank.

2. What is the promo period and redemption period?

   Promo period is from November 1, 2025 to January 15, 2026. Redemption period is from November 1, 2025 to March 14, 2026.

3. How do I register in the promo?

   a. Visit https://metrobankcard.mymcc.gift

   b. Log-in your mobile number found in Metrobank’s database

   c. In the Available Promos section, click “2025 Q4 Big Travel Bonus” and enter your mobile number to register in the promo

   d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

4. What are the qualified transactions?

   Includes all cross border / international transactions made online or card present transactions or transactions made outside of the Philippines, local and international travel-related transactions under Airlines, Air Carriers, Lodging Hotels, Motels Resorts, Airports, Travel Agencies, and Cruise Lines with merchant category codes stated below.

   LIST OF INCLUDED LOCAL AND INTERNATIONAL TRAVEL-RELATED CATEGORIES

   MERCHANT CATEGORY CODE (MCC)	MCC DESCRIPTION	EXAMPLE
   3000 through 3299	Airlines, Air Carriers	Philippine Airlines, Cathay Pacific, Cebu Pacific
   3501 through 3897	Lodging-Hotels, Motels, Resorts	Holiday Inn, Intercontinental Hotels, Hyatt Hotels
   7011
   4511	Air Carriers, Airlines	AirAsia, Air Swift, Flyscoot.com
   4582	Airports, Fields, Terminals	DNATA, VF Services, YVR Parking
   4722	Travel Agencies	Agoda.com, AirBnB, Expedia
   4411	Steamship, Cruise Lines	Royal Caribbean Cruise, Sky Princess, Star Cruise
   9311, 9399	Government Services	Tieza

5. How to redeem the qualified eGC?

   a. Visit https://metrobankcard.mymcc.gift

   b. Log-in your mobile number found in Metrobank’s database

   c. In the Joined Promos section, click check progress under “2025 Q4 Big Travel Bonus” tab and enter the registered mobile number.

   d. Click the Claim button then click Use This button to get your Universal eGC

   Only the principal cardholder can access the self-help tracker which will be updated within 7 to 10 banking days after the transaction has been made.

6. How many eGC can I get?

   A principal cardholder is entitled to maximum of one (1) eGC per customer for the duration of the promo period. Supplementary cardholder transaction/s will be included in the computation of the one (1) eGC.

GENERAL MECHANICS:

1. The Promotion is open to pre-selected Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, and ON Virtual Mastercard. The Promotion is not applicable to Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

2. The Promo period is from November 1, 2025 to January 15, 2026. Redemption period is from November 1, 2025 to March 14, 2026.

3. Qualified principal cardholder can get up to PHP 14,500 eGC when he or she uses his or her Metrobank credit card for all his or her travel-related and international/cross border spends.

   MINIMUM ACCUMULATED SPEND	eGC INCENTIVE	TOP UP INCENTIVE FOR PRE-SELECTED CUSTOMERS
   PHP 80,000 to PHP 149,999	PHP 500 worth of eGC	PHP 500 worth of eGC
   PHP 150,000 to PHP 299,999	PHP 1,000 worth of eGC	PHP 500 worth of eGC
   PHP 300,000 to PHP 699,999	PHP 2,500 worth of eGC	PHP 1,000 worth of eGC
   PHP 700,000 & UP	PHP 13,500 worth of eGC	PHP 1,000 worth of eGC

   Note: The top up incentive is applicable to pre-selected customers identified by Metrobank.

4. To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank credit card’s database and is required to register in the promo. No or late registration means no eGC will be provided.

   Registration via the One Giftaway Website

   a. Visit https://metrobankcard.mymcc.gift

   b. Log-in your mobile number found in Metrobank’s database

   c. In the Available Promos section, click “2025 Q4 Big Travel Bonus” and enter mobile to register in the promo.

   d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

   Registration via the Metrobank Website

   a. Visit Metrobank website at www.metrobank.com.ph

   b. Scroll down and click the Promos button

   c. Search for “Up to PHP 14,500 eGC with Big Travel Bonus”

   d. Visit https://metrobankcard.mymcc.gift

   e. Log-in your mobile number found in Metrobank’s database

   f. In the Available Promos section, click “2025 Q4 Big Travel Bonus” and enter mobile to register in the promo.

   g. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

5. If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

6. To avail of the promo, a principal cardholder must register from November 1, 2025 to January 15, 2026 and must follow the registration process stated in number 4 promo mechanics. A successful SMS will be sent to the cardholders’ mobile number after the successful registration. No confirmatory SMS means the registration is not successful. Metrobank will only acknowledge a successful registration if the principal cardholder received the successful SMS.

   Note: The metrobankcard.mymcc.gift powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls.

7. A registered cardholder will start earning an eGC for his or her qualified transaction/s once registration is successful. Transaction/s made before the successful registration as long as registered will be included in computing the total accumulated spend.

8. Supplementary cardholder/s is/are automatically registered once the principal cardholder has successfully registered for the promo. Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.

9. By completing cardholders’ registration, he or she agrees that his personal informational shall be subject to confidentiality, data privacy and other security terms of Metrobank’s service provider, Giftaway.

10. A visual transaction and incentive tracker where the qualified transaction and incentive will be available to registered cardholders starting by November 14, 2025. Only the principal cardholder can access the tracker which will be updated within 7 to 10 banking days after the transaction has been posted in Metrobank system. Metrobank will no longer send token SMS with links in compliance with the BSP Memorandum No. M-2022-015.

    Illustration:

    Transaction Date	Processing Time	Sending of Code
    November 17, 2025, Monday	Within 7 to 10 banking days	November 28, 2025, Friday

11. A registered and qualified customer can redeem the eGC by following the step by step below.

    How to Redeem an eGC:

    a. Visit https://metrobankcard.mymcc.gift

    b. Log-in your mobile number found in Metrobank’s database

    c. In the Joined Promos section, click check progress under “2025 Q4 Big Travel Bonus” tab and enter the registered mobile number.

    d. Click the Claim button then click Use This button to get your Universal eGC

12. The promo and eGC entitlement is based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled eGC.

13. A principal cardholder is entitled to maximum of one (1) eGC per customer for the duration of the promo period. Supplementary cardholder transaction/s will be included in the computation of the one (1) eGC.

14. The registered cardholder who reached the minimum accumulated spend will receive a qualified or confirmation SMS from Metrobank and has the option to redeem his or her incentive via Giftaway Universal eGC (such as but not limited to The SM Store, Robinsons, Puregold, Shopee, Grab, Lazada, and more) by visiting the Giftaway website or visual tracker found in the Metrobank website. The eGC for this promo is applicable to select Giftaway merchants assigned by Metrobank.

15. Applicable delivery and other processing fees where from the stores the eGC/s will be used are not included in the eGC and should be shouldered by the cardholder. Once the redemption or transfer has been made, Metrobank and Giftaway will not be liable for the incorrect entry of mobile number where the incentive was shared. It is the customer’s sole responsibility to double-check the entry upon redemption of the incentive.

16. The registered cardholder has the option to choose what denomination will he or she gets based on the incentive above.

17. The redemption period is from November 1, 2025 to March 14, 2026 or within sixty (60) calendar days after the receipt of the SMS. All redemption requests made after the redemption period or after sixty (60) calendar days will not be accommodated. All unredeemed eGC will be forfeited after the expiration date indicated in the SMS and self-help tracker.

18. Metrobank will not accommodate request of cardholder to cancel, reverse or applied to other incentive or reward once a valid redemption is made. All redemption will be considered final. It’s the cardholder obligation to make sure that his or her preferred incentive is correct.

19. “Qualified Transactions” includes all cross border / international transactions made online or card present transactions or transactions made outside of the Philippines, local and international travel-related transactions under Airlines, Air Carriers, Lodging Hotels, Motels Resorts, Airports, Travel Agencies, and Cruise Lines with merchant category codes stated below.

    LIST OF INCLUDED LOCAL AND INTERNATIONAL TRAVEL-RELATED CATEGORIES

    MERCHANT CATEGORY CODE (MCC)	MCC DESCRIPTION	EXAMPLE
    3000 through 3299	Airlines, Air Carriers	Philippine Airlines, Cathay Pacific, Cebu Pacific
    3501 through 3897	Lodging-Hotels, Motels, Resorts	Holiday Inn, Intercontinental Hotels, Hyatt Hotels
    7011
    4511	Air Carriers, Airlines	AirAsia, Air Swift, Flyscoot.com
    4582	Airports, Fields, Terminals	DNATA, VF Services, YVR Parking
    4722	Travel Agencies	Agoda.com, AirBnB, Expedia
    4411	Steamship, Cruise Lines	Royal Caribbean Cruise, Sky Princess, Star Cruise
    9311, 9399	Government Services	Tieza

20. “Non-Qualified Transactions” includes all local retail purchases at groceries, department stores, gasoline stations, restaurants, Internet, and Mail Order/Telephone Order, foreign currency transactions, merchant installment such as 0% installment, Shop Now, Pay Later, reduced rates, regular rates, Bills2Pay, Balance Transfer, Balance Conversion, Cash2Go, Cash Advance, mobile payment / mobile wallet transactions, online payment system and transactions with merchant category code of 6540 (such as but not limited to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay) found in Metrobank’s database are excluded from this promotion.

21. All terms and conditions relating to the use of Universal Giftaway eGC redemption indicated in the Giftaway redemption portal shall apply. Any dispute related to the use of the Universal Giftaway eGC shall be coursed through the chosen merchant.

22. The incentive cost equivalent is VALID in conjunction with any ongoing promos.

23. Metrobank will not oblige to the cardholder’s request of extending the redemption and validity period of the token code once sixty (60) calendar days has passed. All questions and issues will only be accepted within sixty (60) calendar days after the end of the promo period or not later than March 14, 2026 after which, Metrobank will no longer entertain disputes and / or requests.

24. A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the eGC. If the cardholder does not pay for his or her balances because of his or her concern/s Metrobank will not be liable on the accrued charges to his or her account.

25. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the eGC shall be charged by Metrobank to the cardholder’s credit card account.

26. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

27. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

28. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

29. For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

30. Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.