Up to PHP 4,000 OFF at SM Store

The promo is open to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa and Travel Signature Visa in good credit standing only. The promo is not applicable to ON Virtual Mastercard, Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank PRIME, Elite, Premier + Debit, and Prepaid cards.

Promo will run from November 7, 2025 to November 9, 2025 at the following SM Store branches:

• North Edsa, Fairview, San Jose Del Monte, San Mateo, Novaliches, Caloocan, Quiapo, Megamall, Marikina, Taytay, East Ortigas, Masinag, Estancia Pasig, Makati, San Lazaro, Cubao, Manila, Grand Central, Sta. Mesa, Mall Of Asia, Southmall, Bicutan, Aura, Sucat, BF Parañaque

Use your Metrobank credit card to enjoy the following:

• Up to 5% OFF with maximum discount capped at PHP 1,000 for a minimum single-receipt spend of PHP 3,000 on straight transactions

• Up to 5% OFF with a maximum discount capped at PHP 3,000 for a minimum single-receipt spend of PHP 15,000 on 0% installment plus Shop Now, Pay Later up to 90 days after.

The minimum purchase requirement is defined as net of all applicable discounts (i.e., class discounts, SM Advantage/SM Prestige discounts and other SM discounts).

Promo is applicable to in-store and Personnal Shopper transactions processed via EFT. Online transactions are excluded from the promo.

The promo is non-transferable and cannot be exchanged for cash or other products.

Splitting of transaction for the purpose of availing multiple discounts is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes.

Full installment amount under the Metrobank 0% installment program shall be deducted from the cardholder’s available credit limit.

All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.

All installment purchases are subject to Metrobank’s approval and only valid if monthly dues are paid in full.

Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the offer due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive and shall be charged by Metrobank to the cardholder’s credit card account.

The use of the Metrobank credit card in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and SM Store, with the concurrence of the DTI. SM Store agrees to hold Metrobank free and harmless from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of and eligibility for the promo, the decision of Metrobank shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

For any questions or clarifications, please contact Metrobank at 88700-700 or email customerservice@metrobankcard.com.