PROMO OFFER: Get up to PHP 15,000 eGCs when you use your Metrobank credit card/s for all your travel-related and international/cross border spends.

PROMO HIGHLIGHTS

• Registration: The principal cardholder will receive an SMS or Viber message blast containing the registration process at the start of the promo period. Once received, the principal cardholder must register and follow the steps below:

  a. Visit https://metrobankcard.mymcc.gift

  b. Log-in your mobile number found in Metrobank’s database

  c. In the Available Promos section, click “2025 Q2 Big Travel Bonus” and enter your mobile number to register in the promo

  d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

• Qualified Transactions: Includes all cross border / international transactions made online or card present transactions or transactions made in the outside of the Philippines, local and international travel-related transactions under Airlines, Air Carriers, Lodging Hotels, Motels Resorts, Airports, Travel Agencies, and Cruise Lines with merchant category codes stated below.

  LIST OF INCLUDED LOCAL AND INTERNATIONAL TRAVEL-RELATED CATEGORIES

  MERCHANT CATEGORY CODE (MCC)	MCC DESCRIPTION	EXAMPLE
  3000 through 3299	Airlines, Air Carriers	Philippine Airlines, Cathay Pacific, Cebu Pacific
  3501 through 3897	Lodging-Hotels, Motels, Resorts	Holiday Inn, Intercontinental Hotels, Hyatt Hotels
  7011	Lodging-Hotels, Motels, Resorts	Holiday Inn, Intercontinental Hotels, Hyatt Hotels
  4511	Air Carriers, Airlines	AirAsia, Air Swift, Flyscoot.com
  4582	Airports, Fields, Terminals	DNATA, VF Services, YVR Parking
  4722	Travel Agencies	Agoda.com, AirBnB, Expedia
  4411	Steamship, Cruise Lines	Royal Caribbean Cruise, Sky Princess, Star Cruise
  9311, 9399	Government Services	Tieza

• Redemption of the Qualified eGCs:

  a. Visit https://metrobankcard.mymcc.gift

  b. Log-in your mobile number found in Metrobank’s database

  c. In the Joined Promos section, click check progress under “2025 Q2 Big Travel Bonus” tab and enter the registered mobile number.

  d. Click the Claim button then click Use This button to get your Universal eGC

  Only the principal cardholder can access the self-help tracker which will be updated within 7 to 10 banking days after the transaction has been made.

• Change in Mobile Number: If a cardholder changes and/or updates his or her mobile number after successful registration, it is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

• Availability of the eGC and Posting of the Transaction in the Website: Metrobank under MCC sender will send the SMS eGC notification for the qualified transaction starting April 9, 2025 and will be updated within 7 to 10 banking days after the transaction has been posted and verified in the Metrobank system.

• Other Details: Promo period is from April 1 to June 30, 2025. Redemption period is from April 9 to August 30, 2025.

GENERAL MECHANICS

1. The Promotion is open to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, and ON Virtual Mastercard. The Promotion is not applicable to Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

2. The Promo period is from April 1 to June 30, 2025. Redemption period is from April 9, 2025 to August 30, 2025.

3. Qualified principal cardholder can get up to PHP 15,000 eGCs when he or she uses his or her Metrobank credit card for all his or her travel- related and international/cross border spends.

   Minimum Accumulated Spend	eGC Incentive
   PHP 50,000 to PHP 149,999	PHP 1,000 worth of eGC
   PHP 150,000 to PHP 249,999	PHP 2,500 worth of eGC
   PHP 250,000 to PHP 499,999	PHP 5,000 worth of eGC
   PHP 500,000 & UP	PHP 15,000 worth of eGC

4. To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank credit card’s database and is required to register in the promo. No or late registration means no eGC will be provided.

   Registration via the One Giftaway Website

   a. Visit https://metrobankcard.mymcc.gift

   b. Log-in your mobile number found in Metrobank’s database.

   c. In the Available Promos section, click “2025 Q2 Big Travel Bonus” and enter mobile to register in the promo.

   d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

   Registration via the Metrobank Website

   a. Visit Metrobank website at www.metrobank.com.ph

   b. Scroll down and click the Promos button.

   c. Search for “Up to PHP 15,000 eGCs on overseas spends”.

   d. Visit https://metrobankcard.mymcc.gift

   e. Log-in your mobile number found in Metrobank’s database.

   f. In the Available Promos section, click “2025 Q2 Big Travel Bonus” and enter mobile to register in the promo.

   g. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

5. If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

6. To avail of the promo, a principal cardholder must register from April 1 to June 30, 2025 and must follow the registration process stated in number 4 promo mechanics. A successful SMS will be sent to the cardholders’ mobile number after the successful registration. No confirmatory SMS means the registration is not successful. Metrobank will only acknowledge a successful registration if the principal cardholder received the successful SMS.

   Note: The metrobankcard.mymcc.gift powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls.

7. A customers will need to register in the promo anytime from April 1 to June 30, 2025 (11:59PM Philippine Time) for the qualified transactions to be posted in the tracker. Transaction/s made before the successful registration as long as registered will be included in computing the total accumulated spend.

8. Supplementary cardholder/s is/are automatically registered once the principal cardholder has successfully registered for the promo. Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.

9. By completing cardholders’ registration, he or she agrees that his personal informational shall be subject to confidentiality, data privacy and other security terms of Metrobank’s service provider, Giftaway.

10. A visual transaction and incentive tracker where the qualified transaction and incentive will be available to registered cardholders starting by April 9, 2025. Only the principal cardholder can access the tracker which will be updated within 7 to 10 banking days after the transaction has been posted in Metrobank system. Metrobank will no longer send token SMS with links in compliance with the BSP Memorandum No. M-2022-015.

    Illustration:

    Transaction Date	Processing Time	Sending of Code
    April 11, 2025, Friday	7 to 10 banking days	April 29, 2025, Tuesday

11. A registered and qualified customer can redeem the eGC by following the step by step below.

    How to Redeem an eGC:

    a. Visit https://metrobankcard.mymcc.gift

    b. Log-in your mobile number found in Metrobank’s database

    c. In the Joined Promos section, click check progress under “2025 Q2 Big Travel Bonus” tab and enter the registered mobile number.

    d. Click the Claim button then click Use This button to get your Universal eGC.

12. The promo and eGC entitlement is based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled eGCs.

13. A principal cardholder is entitled to maximum of one (1) eGC per customer for the duration of the promo period. Supplementary cardholder transaction/s will be included in the computation of the one (1) eGC.

14. The registered cardholder who reached the minimum spend will receive a qualified or confirmation SMS from Metrobank and has the option to redeem his or her incentive via Giftaway Universal eGC (such as but not limited to The SM Store, Robinsons, Puregold, Shopee, Grab, Lazada, and more) by visiting the Giftaway website or visual tracker found in the Metrobank website. The eGC for this promo is applicable to select Giftaway merchants assigned by Metrobank.

15. Applicable delivery and other processing fees where from the stores the eGC/s will be used are not included in the eGC and should be shouldered by the cardholder. The terms and conditions relating to the use of the Giftaway Universal eGC indicated in the Giftaway platform shall apply. The Giftaway Universal eGC is transferrable to cardholders’ nominated recipient. By clicking the “Share this Button”, cardholder acknowledges that he or she consents to the sharing of the incentive to his or her nominated recipient. Validity of the original token code shall apply. Once the redemption or transfer has been made, Metrobank and Giftaway will not be liable for the incorrect entry of mobile number where the incentive was shared. It is the customer’s sole responsibility to double-check the entry upon redemption of the incentive.

16. The registered cardholder will receive the incentive in the denomination below:

    MINIMUM ACCUMULATED SPEND	eGC INCENTIVE	DENOMINATION
    PHP 50,000 to PHP 149,999	PHP 1,000 worth of eGC	1 PHP 1,000
    PHP 150,000 to PHP 249,999	PHP 2,500 worth of eGC	1 PHP 2,00 and 1 PHP 500
    PHP 250,000 to PHP 499,999	PHP 5,000 worth of eGC	1 PHP 5,000
    PHP 500,000 & UP	PHP 15,000 worth of eGC	1 PHP 10,000 and 1 PHP 5,000

17. The redemption period is from April 9 to August 30, 2025 or within sixty (60) calendar days after the receipt of the SMS. All redemption requests made after the redemption period or after sixty (60) calendar days will not be accommodated. All unredeemed eGC will be forfeited after the expiration date indicated in the SMS and self-help tracker.

18. Metrobank will not accommodate request of cardholder to cancel, reverse or applied to other incentive or reward once a valid redemption ismade. All redemption will be considered final. It’s the cardholder obligation to make sure that his or her preferred incentive is correct.

19. “Qualified Transactions” Includes all cross border / international transactions made online or card present transactions or transactions made in the outside of the Philippines, local and international travel-related transactions under Airlines, Air Carriers, Lodging Hotels, Motels Resorts, Airports, Travel Agencies, and Cruise Lines with merchant category codes stated below.

    LIST OF INCLUDED LOCAL AND INTERNATIONAL TRAVEL-RELATED CATEGORIES

    MERCHANT CATEGORY CODE (MCC)	MCC DESCRIPTION	EXAMPLE
    3000 through 3299	Airlines, Air Carriers	Philippine Airlines, Cathay Pacific, Cebu Pacific
    3501 through 3897	Lodging-Hotels, Motels, Resorts	Holiday Inn, Intercontinental Hotels, Hyatt Hotels
    7011	Lodging-Hotels, Motels, Resorts	Holiday Inn, Intercontinental Hotels, Hyatt Hotels
    4511	Air Carriers, Airlines	AirAsia, Air Swift, Flyscoot.com
    4582	Airports, Fields, Terminals	DNATA, VF Services, YVR Parking
    4722	Travel Agencies	Agoda.com, AirBnB, Expedia
    4411	Steamship, Cruise Lines	Royal Caribbean Cruise, Sky Princess, Star Cruise
    9311, 9399	Government Services	Tieza

20. “Non-Qualified Transactions” includes all local retail purchases at groceries, department stores, gasoline stations, restaurants, Internet, and Mail Order/Telephone Order, foreign currency transactions, merchant installment such as 0% installment, Shop Now, Pay Later, reduced rates, regular rates, Bills2Pay, Balance Transfer, Balance Conversion, Cash2Go, Cash Advance, mobile payment / mobile wallet transactions, online payment system and transactions with merchant category code of 6540 (such as but not limited to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay) found in Metrobank’s database are excluded from this promotion.

21. All terms and conditions relating to the use of Universal Giftaway eGCs redemption indicated in the Giftaway redemption portal shall apply. Any dispute related to the use of the Universal Giftaway eGCs shall be coursed through the chosen merchant.

22. The incentive cost equivalent is VALID in conjunction with any ongoing promos.

23. Metrobank will not oblige to the cardholder’s request of extending the redemption and validity period of the token code once sixty (60) calendar days has passed. All questions and issues will only be accepted within sixty (60) calendar days after the end of the promo period or not later than August 30, 2025 after which, Metrobank will no longer entertain disputes and / or requests.

24. A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the eGCs. If the cardholder does not pay for his or her balances because of his or her concern/s Metrobank will not be liable on the accrued charges to his or her account.

25. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the eGCs shall be charged by Metrobank to the cardholder’s credit card account.

26. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

27. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

28. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

29. For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

30. Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.