PHP 2,000 cashback at Our Home

The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa credit cardholders in good credit standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, ON Internet Mastercard, Metrobank PRIME, Elite, Premier + Debit and Prepaid cards.

Get PHP 2,000 cashback for a minimum single-receipt spend of PHP 50,000 with 0% installment for 6 to 24 months plus Shop Now Pay Later up to 90 days after at participating Our Home branches.

Promo is valid only for 0% installment for 6, 12, and 24 transactions. Other installment tenors and straight transactions are excluded from the promo.

Crediting of cashback is 3x per cardholder only, limited to 1x per month.

The promo period is from August 1, 2025 to October 31, 2025

The promo is valid at the following Our Home branches:

• OUR HOME SM BACOLOD

• OUR HOME SM BACOOR

• OUR HOME SM BAGUIO

• OUR HOME SM BATANGAS

• OUR HOME SM BF PQUE

• OUR HOME SM CABANATUAN

• OUR HOME SM CDO

• OUR HOME SM CDO DOWNTOWN

• OUR HOME SM CEBU

• OUR HOME SM CITY BUTUAN

• OUR HOME SM CITY DAVAO

• OUR HOME SM CLARK

• OUR HOME SM DASMARINAS

• OUR HOME SM FAIRVIEW

• OUR HOME SM GRAND CENTRAL

• OUR HOME SM ILOILO

• OUR HOME SM LANANG

• OUR HOME SM LEGAZPI

• OUR HOME SM LUCENA

• OUR HOME SM MARILAO

• OUR HOME SM MEGAMALL

• OUR HOME SM MOA

• OUR HOME SM OLONGAPO CENTRAL

• OUR HOME SM PAMPANGA

• OUR HOME SM SAN LAZARO

• OUR HOME SM SEASIDE CEBU

• OUR HOME SM SOUTHMALL

• OUR HOME SM STA. ROSA

• OUR HOME SM TUGUEGARAO

• OUR HOME SM URDANETA

• OUR HOME THE BLOCK

• OUR HOME VMALL GREEN HILLS

For multiple transactions falling within the promo period, only the first qualified transaction will be rewarded.

The cashback earned from the qualified 0% installment or Shop Now, Pay Later transaction will be automatically credited to the cardholder’s account within 60 business days from the end of the promo period with transaction description: “OUR HOME CASHBACK”

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

The promo is not valid in conjunction with other cashback promos of Metrobank.

Cashback credit earned by a Supplementary cardholder from this promo will be automatically credited to the Principal cardholder’s account.

To qualify for the cashback promo, cardholder must have an active account and have no outstanding past due. Otherwise, Rewards Points and Cashback earned under this promo will be forfeited.

Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit.

All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full.

The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. In such a dispute, Our Home shall have no liability.

Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the cashback, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.

Any amendment in the terms and conditions is subject to DTI approval.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and Our Home, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com

Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph)