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Get 10% cashback when you avail 0% installment plus Shop Now, Pay Later at SM Appliance Center!

The Promo is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing only. The Promo is not applicable to Metrobank Dollar Mastercard, ON Virtual Mastercard, Metrobank Prime, Elite, Premier + Debit, Prepaid cards and YAZZ Prepaid Visa.
The promo period is from April 15 to 30, 2024.
Use your Metrobank credit card at any SM Appliance store to get:
Valid for 0% installment at 12 or 24 months only, plus Shop Now, Pay Later up to 90 days after.
Cashback is valid for 1x use only per customer.
Promo is applicable for 0% installment at 12 or 24 months, plus Shop Now, Pay later up to 90 days after. Straight transactions are excluded from the promo.
The cashback earned by qualified cardholders will be automatically credited to the cardholder’s account within 60 days after the end of the promo period.
Promo is available for in-store purchases only at any SM Appliance Center store nationwide.
The cashback pertaining to this promo cannot be exchanged for any other item/s.
Full installment amount under the 0% installment program shall be deducted from the cardholder’s available credit limit.
The use of the Metrobank credit card and all installment purchases are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.
All 0% installment purchase/s are subject to Metrobank’s approval and only valid if monthly dues are paid in full.
The promo is non-transferable, non-cumulative, cannot be exchanged for cash or products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.
Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the cashback, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback and shall be charged by Metrobank to the cardholder’s credit card account.
Splitting of transactions is prohibited and shall not be allowed for redemption. Splitting is defined as an intentional act of dividing a merchant installment transaction into multiple charge slips to redeem more than one reward incentive. A presumption of split transactions arises when there are 2 or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions were made within 5-10 minutes.
The following cards are eligible for the promo.

Titanium Mastercard

Platinum Mastercard

Toyota Mastercard

M Free Mastercard

World Mastercard

Travel Platinum Visa

Rewards Plus Visa

Cashback Visa

Femme Signature Visa
The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.
In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI shall be considered final.
By joining or availing this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.
For inquiries or concerns, please contact the Metrobank Contact Center at (02)88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.
Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concern or comments to BSP at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.
DTI Fair Trade Permit No. FTEB-189647, Series of 2024.
Promo Reference No.CCPD24-154