Stock Up: PHP 450 eGC at S&R with Visa

PROMO HIGHLIGHTS

1. What is the promo offer?

   Get 450 eGC* when you use your Metrobank Visa credit card/s with a minimum single-receipt spend of PHP 8,000 on S&R membership shopping!

   *Offer is only available to pre-selected cardholders who will receive an SMS or viber message about this promo.

2. What are the qualified cards/credit cards for the promo?

   The Promotion is open to pre-selected Metrobank Peso Visa, Metrobank Vantage Visa, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing. The Promotion is not applicable to selected Metrobank Peso Mastercard, Metrobank Vantage Visa, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, ON Virtual Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

3. What is the promo period and redemption period?

   Promo period is from Jan 10 to March 10, 2026 only. Redemption period is from January 20 to May 10, 2026.

4. How do I register in the promo?

   The principal cardholder will receive an SMS or Viber message containing the registration process at the start of the promo period. Once received, the principal cardholder must register and follow the steps below.

   a. Visit https://metrobankcard.mymcc.gift

   b. Log-in your mobile number found in Metrobank’s database

   c. In the Available Promos section, click “Stock Up and Save Up 2026” and enter your mobile number to register in the promo.

   d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

   A registered cardholder will only start earning an incentive for his or her qualified transaction/s once registration is successful. Transactions made before successful registration are not counted and will not qualify for an eGC.

5. What are the qualified transactions?

   Segments	Description	Merchant Category Codes	Merchant Names
   S&R	Include all straight local transactions at SNR grocery only with following merchant category codes, and sample merchant names	Merchant Category Codes: 5411	S&R, S&R Branches, S&R Membership,

6. How to update my registered mobile number?

   If a cardholder changes and/or updates his or her mobile number after the qualified transaction has been made, it is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to transfer the eGC in the new mobile number associate in his or her account. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

GENERAL MECHANICS

1. The promotion is open to pre-selected Metrobank Peso Visa, Metrobank Vantage Visa, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing. The Promotion is not applicable to selected Metrobank Peso Mastercard, Metrobank Vantage Visa, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, ON Virtual Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

2. Promo period is from Jan 10 to March 10, 2026 only. Redemption period is from Jan 20 to May 10, 2026.

3. Get up to PHP 450 eGC* when you use your Metrobank Visa credit card/s with a minimum single-receipt spend of PHP 8,000 on S&R membership shopping!

   *Offer is only available to pre-selected cardholders who will receive an SMS or viber message about this promo.

4. A principal cardholder is entitled to one (1) incentive for the duration of the promo period. Supplementary cardholder transaction/s will be included in the computation of the one (1) incentive.

   Illustration: Cardholder A

   Transaction Date	Transaction Amount	Reward or Incentive	Will Cardholder Receive an eGC?
   February 1	S&R– PHP 8,000	PHP 450 eGC	Yes, this will get an eGC and cardholder will have reached the maximum eGC redeemable for the promo.
   February 20	S&R– PHP 8,000	N/A	No, since an eGC was already awarded for the Feb 1, 2026 transaction.

5. To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank credit card’s database and is required to register in the promo. No or late registration means no eGC will be provided.

   Registration via the One Giftaway Website

   a. Visit https://metrobankcard.mymcc.gift

   b. Log-in your mobile number found in Metrobank’s database.

   c. In the Available Promos section, click “Stock Up and Save Up” 2026 and enter mobile to register in the promo.

   d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

   Registration via the Metrobank Website

   a. Visit Metrobank website at www.metrobank.com.ph

   b. Scroll down and click the "Promos button."

   c. Search for “Stock Up: PHP 450 eGC at S&R with Visa”

   d. Visit https://metrobankcard.mymcc.gift

   e. Log-in your mobile number found in Metrobank’s database.

   f. In the Available Promos section, click “Stock Up and Save Up 2026” and enter mobile to register in the promo.

   g. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

6. If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

7. To avail of the promo, a principal cardholder must register from January 10 to March 20, 2026 and must follow the registration process stated above. A successful SMS will be sent to the cardholders’ mobile number after the successful registration. No confirmatory SMS means the registration is not successful. Metrobank will only acknowledge a successful registration if the principal cardholder received the successful SMS.

   Note: The metrobankcard.mymcc.gift powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls.

8. A registered cardholder will only start earning an incentive for his or her qualified transaction/s once registration is successful. Transactions made before successful registration are not counted and will not qualify for an eGC.

9. Supplementary cardholder/s is/are automatically registered once the principal cardholder has successfully registered for the promo. Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.

10. By joining this promo, he or she agrees that his or her personal information shall be subject to the confidentiality, data privacy and other security terms of Metrobank’s service provider, Giftaway.

11. A visual transaction and incentive tracker where all qualified transactions and corresponding incentive will be available to registered cardholders starting January 20, 2026. Only the principal cardholder can access the tracker which will be updated within 7 to 10 banking days after the transaction has been posted in Metrobank system. Metrobank will no longer send token SMS with links in compliance with the BSP Memorandum No. M-2022-015.

    Illustration:

    Transaction Date	Processing Time	Sending of Code
    January 20, 2026, Tuesday	7 to 10 banking days	January 29, 2026, Thursday

12. A registered and qualified customer can redeem the eGC by following the steps below.

    How to Redeem an eGC:

    a. Visit https://metrobankcard.mymcc.gift

    b. Log-in your mobile number found in Metrobank’s database

    c. In the Joined Promos section, click check progress under “Fuel Up and Save Up/ Stock Up and Save Up 2026” tab and enter the registered mobile number.

    d. Click the Claim button then click Use This button to get your Universal eGC

13. The promo and incentive entitlement is based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled token codes.

14. A cardholder who reached the minimum spend required for the promo will receive a qualified or confirmation SMS from Metrobank and has the option to redeem his or her Universal eGC or GCash credits via Giftaway with partners such as, but not limited to, The SM Store, Robinsons, Puregold, Shopee, Grab, Lazada, and more by visiting the Giftaway website or visual tracker found in the Metrobank website. The eGC for this promo is applicable to select Giftaway merchants assigned by Metrobank.

15. Applicable delivery and other processing fees where from the stores the eGC/s will be used are not included in the eGC and should be shouldered by the cardholder. A P15 transfer fee for e-wallet redemption shall apply on a per redemption basis. Transfer fees will be shouldered and charged to the recipient’s e-wallet account. The Giftaway Universal eGC is transferrable to cardholders’ nominated recipient. The terms and conditions relating to the use of the Giftaway Universal eGC indicated in the Giftaway platform shall apply. Once the redemption or transfer has been made, Metrobank and Giftaway will not be liable for the incorrect entry of mobile number where the incentive was shared. It is the customer’s sole responsibility to double-check the entry upon redemption of the incentive.

16. The registered cardholder will receive the incentive in the denomination below:

    Campaign Name	Segments	Spend Requirement	Incentive (Regular Base)
    Stock Up and Save Up	Spend in Landers	PHP 8,000	(1) 450 eGC

17. The redemption period is from January 20 to May 10, 2026 or within sixty (60) calendar days after the receipt of the SMS. All redemption requests made after the redemption period or after sixty (60) calendar days will not be accommodated. All unredeemed token code/s will be forfeited after the expiration date indicated in the SMS and self-help tracker.

18. Metrobank will not accommodate request of cardholder to cancel, reverse, or apply to other incentive or reward once a valid redemption has been made. All redemptions are considered final. It’s the cardholder’s obligation to make sure that his or her preferred incentive is correct.

19. Qualified Transactions:

    Segments	Description	Merchant Category Codes	Merchant Names
    S&R	Include all straight local transactions at SNR grocery only with following merchant category codes, and sample merchant names	Merchant Category Codes: 5411	S&R, S&R Branches, S&R Membership,

20. “Non-Qualified Transactions” are all transactions not included in the list of qualified transactions in #19 including all merchant installment transactions, mobile payments / mobile wallet transactions, online payment system and transactions with merchant category codes of 6540 (such as but not limited to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay), 6010, 6011 and 6012 found in Metrobank’s database, as well as PayNow, Bills2Pay, Cash Advance, Balance Transfer, Balance Conversion, and Cash2Go transactions. All online and crossborder (international) transactions are also not included in the list of qualified transactions.

21. All terms and conditions relating to the use of Universal Giftaway eGCs redemption indicated in the Giftaway redemption portal shall apply. Any dispute related to the use of the Universal Giftaway eGCs shall be coursed through the chosen merchant.

22. The incentive cost equivalent is VALID in conjunction with any ongoing promos.

23. Metrobank will not oblige to the cardholder’s request of extending the redemption and validity period of the token code once sixty (60) calendar days has passed. All questions and issues will only be accepted within sixty (60) calendar days after the end of the promo period or not later than May 5, 2026, after which, Metrobank will no longer entertain disputes and / or requests.

24. A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the eGCs. If the cardholder does not pay for his or her balances because of his or her concern/s Metrobank will not be liable on the accrued charges to his or her account.

25. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the eGCs shall be charged by Metrobank to the cardholder’s credit card account.

26. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

27. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

28. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

29. For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

    Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph