Let your savings spark your interest

1. The promo is available exclusively to select Metrobank clients who will maintain the required promo ADB increase* for at least 6 months following successful promo registration.

2. During promo registration, the client must provide a valid and active email address and mobile number, which must match the contact details already registered with Metrobank and used during Metrobank Online/Metrobank App enrollment. Metrobank will not be held liable for any issues arising from invalid or inactive contact details, including the inability to receive advisories or updates related to this promo.

5. The deposit/s will be deemed eligible only when the funds are from external sources and have not been part of any Metrobank accounts and products (“fresh funds”). Only fresh funds from the following external sources will be considered: 

• Interbank / e-wallet transfers via InstaPay and/or PESONet   

• Interbank checks    

• Remittance 

Cash deposits made over-the-counter (OTC) and funds transferred from another Metrobank account or product are not considered fresh funds and are therefore ineligible for the promo.   

6. All types of Metrobank Personal Peso Deposit Accounts are eligible, except:     

• Time Deposit Accounts 

• Foreign Currency Accounts (FCDU) 

• Retail accounts tagged as DBA (“Doing Business As”), i.e., Retail accounts used for business purposes 

• Payroll Accounts    

7. Payroll accounts are not eligible for the promo. However, payroll accountholders with a separate Metrobank Personal Peso Deposit Account for non-payroll purposes may qualify, provided they meet the account eligibility requirements** for their respective tier. 

8. Metrobank employees who maintain a Metrobank Personal Peso Deposit Account separate from their payroll account may participate in the promo, provided they meet the client and account eligibility requirements as specified in the promo mechanics and terms and conditions.  

9. Business or Corporate Accounts are not considered Personal Peso Deposit Accounts and are therefore excluded from the promo.

10. Prepaid Cards are classified as e-money, which are not linked to any deposit accounts, and are therefore excluded from the promo.

11. For Joint-OR/AND Accounts and In-trust-for (ITF) accounts, the ADB will be attributed solely to the principal or primary accountholder.

12. Each primary accountholder is qualified to receive only one (1) cash gift from the promo, regardless of the number of personal deposit accounts owned. 

13. Only select Metrobank clients are eligible for the promo’s Tier 1. Clients will not qualify for this tier if they have:  

• Opened their first deposit account from September 1, 2023 onwards  

• ADB of more than PHP 15,000.00 as of December 31, 2024  

• Existing Metrobank credit card  

• Negative findings in credit databases   

14. If a client fails to maintain the required promo ADB increase* for 6 consecutive months from successful promo registration, s/he will not be qualified for the cash gift.

15. All disputes must be raised within sixty (60) calendar days after the cash gift has been awarded.

16. Metrobank reserves the right to refuse to disqualify a client from receiving the cash gift due to disputes arising from but not limited to, fraudulent transactions or deposits made within the promo  period from non-external sources.

17. The offer under this promo cannot be used in conjunction with any other ongoing Metrobank promotions. 

18. By participating in this promo, the client confirms that he/she has read, understood, and agreed to the promo mechanics and its terms and conditions.

19. The promo is subject to the terms and conditions of Metrobank. In case of dispute, the decision of Metrobank will be final.

20. Any amendment to the Terms and Conditions is subject to the approval of the Department of Trade & Industry (DTI). Clients will be notified of any changes through the appropriate channels.

21. Deposits are insured by PDIC up to PHP 1 Million per depositor.

22. Metrobank is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph. 

CUSTOMER SUPPORT

For any questions or clarifications on the promo, clients may call Metrobank Contact Center at (02) 88-700-700 or domestic toll-free number at 1-800-1888-5775, or send an email to customercare@metrobank.com.ph.  

What is Average Daily Balance (ADB) and how is it calculated?

  ADB is defined as the average amount that an account has over a specified time period, equal to the total cumulative balances divided by the number of days.  Example: 

DEFINITION OF TERMS

Fund-Related Terms  

• Fresh Funds - Refers to funds that are not currently held within Metrobank’s portfolio of products. Fresh funds may include: funds from other banks, remittances, and other external sources.  Fresh Funds must be transferred via inter-bank or e-wallet fund transfer (i.e. via Instapay/Pesonet), check deposit or remittance.