The promo is open to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa in good credit standing only. The promo is not applicable to ON Virtual Mastercard, Metrobank Dollar Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards and YAZZ Prepaid Visa cards.

Promo will run during SM Store 3-Day Sale and 5-Day Sale events at the following participating SM Store branches:

Use your Metrobank credit card to enjoy the following:

• Up to 5% OFF, maximum discount at PHP 1,000, for a single-receipt spend of PHP 3,000 on straight transactions.

• Up to 5% OFF, maximum discount at PHP 2,000 for a single-receipt spend of PHP 15,000 on 0% installment or Shop Now, Pay Later transactions.

The minimum purchase requirement is defined as net of all applicable discounts (i.e., class discounts, SM Advantage/SM Prestige discounts and other SM discounts).

Online transactions via ShopSM and Personal Shopper transactions are excluded from the promo.

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

Splitting of transaction for the purpose of availing multiple discounts is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes.

Full installment amount under the Metrobank 0% installment program shall be deducted from the cardholder’s available credit limit.

All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.

All installment purchases are subject to Metrobank’s approval and only valid if monthly dues are paid in full.

Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the offer due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive and shall be charged by Metrobank to the cardholder’s credit card account.

The use of the Metrobank credit card in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and SM Store, with the concurrence of the DTI. SM Store agrees to hold Metrobank free and harmless from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of and eligibility for the promo, the decision of Metrobank shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

For any questions or clarifications, please contact Metrobank at 88700-700 or email customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns or comments to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.