Shopping

EXTRA 10% OFF at SM Retail affiliated brands

Enjoy this deal with your Metrobank credit card.

Promo Mechanics Eligible Cards Terms & Conditions

Promo Mechanics

PROMO HIGHLIGHTS

What is the promo offer?

Metrobank credit cardholder will enjoy the following rewards:
- 10% OFF for a minimum single receipt spend of PHP 5,000 capped at a maximum discount of P1,000 at participating SM Brands and an extra gift from the following brand:
  - FREE tote bag at Our Home for a minimum single-receipt spend of PHP 5,000
  - FREE neck pillow at KULTURA for a minimum single-receipt spend of PHP 5,000
Participating brands nationwide: Our Home | Kultura | Ace Hardware | Crate & Barrel | Dyson | Nutribullet | Supplies Station | Surplus | Baby Company | Pet Express | Miniso | Crocs | Simply Shoes | ecco | Disney Store | Sports Central | The Body Shop | Innisfree | Toy Kingdom

Also applicable at the following brands inside SM Supermalls only: Levi’s | Fitflop | Puma | Reebok | Under Armour
What are the qualified credit cards for the promo?

all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa and Travel Signature Visa in good credit standing only.
What is the promo period?

December 19, 2025 to December 21, 2025 only.
Is registration required for the promo?

No. Promo is an automatic discount at point of sale in the participating branches for qualified cards and transactions.
What are the qualified transactions?

Promo is applicable to straight transactions only for a minimum single-receipt spend of PHP 5,000

GENERAL MECHANICS

The promo is open to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa and Travel Signature Visa in good credit standing only. The promo is not applicable to ON Virtual Mastercard, Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards and YAZZ Prepaid Visa cards.
Promo will run from December 19, 2025 to December 21, 2025 at the following SM Retail Affiliated brands only:
- Ace Hardware
- Our Home
- Crate and Barrel
- Toy Kingdom
- Pet Express
- Baby Company
- Disney Store
- Kultura
- Supplies Station
- Surplus
- Sports Central
- Under Armour inside SM Malls Only
- Reebok inside SM Malls Only
- Levi’s inside SM Malls Only
- Puma inside SM Malls Only
- Crocs
- Dyson
- Nutribullet
- Fitflop
- Innisfree
- The Body Shop
- Miniso
- Simply Shoes
- ECCO
Use your Metrobank credit card to enjoy the following:
- Up to 10% OFF for a minimum single-receipt spend of PHP 5,000 capped at a maximum discount of PHP 1,000 on straight transactions with the following extra offer from select SM Retail Affiliated brands:
  - Our Home: Free Our Home Tote Bag for a minimum single-receipt spend of PHP 5,000
  - Kultura: Free Neck Pillow for a minimum single-receipt spend of PHP 5,000
The minimum purchase requirement is defined as net of all applicable discounts (i.e., class discounts, SM Advantage/SM Prestige discounts and other SM discounts).
Online transactions via ShopSM and Personal Shopper transactions are excluded from the promo.
The promo is non-transferable and cannot be exchanged for cash or other products.
Splitting of transaction for the purpose of availing multiple discounts is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes.
Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the offer due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive and shall be charged by Metrobank to the cardholder’s credit card account.
The use of the Metrobank credit card in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.
The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.
Any dispute concerning the products or services related to the promo offer shall be settled directly between the cardholder and SM Retail Affiliated brand, with the concurrence of the DTI. SM Retail Affiliated brand agrees to hold Metrobank free and harmless from any liability in the event of such dispute.
In case of dispute in respect of Metrobank only and the cardholder’s availment of and eligibility for the promo, the decision of Metrobank shall be considered final.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.
For any questions or clarifications, please contact Metrobank at 88700-700 or email customerservice@metrobankcard.com.
Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns or comments to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.