Get PHP 200 cashback with Bayad Online

The promo is open only to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Free Mastercard, ON Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa and Travel Signature Visa cardholders in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank Prime Debit and Prepaid cards.

Promo period is from July 15, 2025 to October 31, 2025 only.

Qualified cardholders can get PHP 200 cashback for a minimum single-receipt bills payment of PHP 3,000 at Bayad Online, https://www.online.bayad.com/ using their Metrobank Credit Cards.

To qualify for the promo, cardholders need to do the following:

a. Go to Bayad Online at https://www.online.bayad.com/ and log in using your registered account;

b. Pay any bill with a minimum single-receipt amount of P3,000 during the specified promo duration using your qualified Metrobank Credit Card.

For inquiries related to the Bayad Online experience, cardholders may contact Bayad’s Customer Care Hotline at (+632) 8672-5777 or send an e-mail to support@bayad.com.

Terms and Conditions:

a. Bills Payment:

• The promo is applicable to all existing and new registered users of Bayad Online.

• The promo is valid for bills payment through Bayad Online only.

• Cumulative bills payment amounting to PHP 3,000 is not qualified for the cashback promo.

• The Terms and Conditions of Bayad’s platform shall apply.

b. Cashback Terms and Conditions:

• The cashback is valid for one-time only, per Bayad account, per cardholder.

• The cashback earned from the qualified bills payment transaction will be automatically credited to the cardholder’s account within 60 business days from the end of the promo period with description 2025 Bayad Online Cashback.

• Cashback credit earned by a Supplementary cardholder from this promo will be automatically credited to the Principal cardholder’s account.

• To qualify for the cashback promo, cardholders must have an active account and have no outstanding past due. Otherwise, Rewards Points and Cashback earned under this promo will be forfeited.

By participating in the promo, cardholders agree that their personal data (e.g. name, address, card information, etc.) will be shared to, collected, stored and/or processed by Bayad, in accordance with its Confidentiality, Data Privacy Policy, Security Policy, Terms of Use, and other relevant policies and terms and conditions, and is subject further to the Data Privacy Act of 2012 (R.A. No. 10173).

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts/cashback, promos, fixed price items, unless otherwise provided.

In the purchase of goods and services which are subject of this promo, senior citizens or persons with disability (PWD) can either avail of the promo or the cashback provided under the Expanded Senior Citizens Act 2010 or Magna Carta for Persons with Disability, whichever is higher, if applicable.

The use of the Metrobank credit card in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.

Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the cashback, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services related to the promo shall be settled directly between the cardholder and Bayad with the concurrence of DTI. Metrobank shall be free from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of and eligibility for the promo, the decision of Metrobank, with the concurrence of DTI, shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions and Metrobank’s Privacy Policy.

For inquiries about promo eligibility, processing status, cashback credits, or concerns, please call our Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas.