Get PHP 500 cashback when you spend more

The promo is exclusive to select Metrobank Peso Platinum Mastercard, World Mastercard, Travel Platinum Visa, Femme Visa, Femme Signature Visa, M Free Mastercard, M Lite Mastercard, Titanium Mastercard, Vantage Mastercard/Visa, Toyota Mastercard, Rewards Visa Plus, Cashback Visa, PSBank Credit Mastercard, Robinsons Mastercard and NCCC Mastercard credit cardholders (CHs) who received the promotion SMS/Viber message from Metrobank. The Promotion is not applicable to Corporate Mastercard, ON Mastercard, Dollar Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

The pre-selected customers will receive an SMS/Viber with a reference number from Metrobank. Metrobank will not accommodate request of cardholder to include his or her account in the list of pre-selected customers for the promo.

The assigned spend condition, which will be reflected on the SMS/Viber/EDM message of Metrobank.

Qualified principal cardholder will be eligible to a cashback based on the assigned spend condition.

Valid spend includes retail and merchant installment transactions, both online and in-store purchases. Valid transactions have to be made within the promo period only.

Promo will be on an account level. Metrobank will notify customers via SMS/Viber on the specific card type to be used for this promo. Only transactions under the identified account or card will be considered as valid spend.

Other transactions such as online fund transfers charged to the credit card, transactions with merchant category codes of 6540 (stored value card purchases such as but not limited to Lazada Top Up, Maya Cash In, ShopeePay Cash In, GrabPay Cash In), 6010 (cash advances), 6011 (ATM transactions) and 6012 (other financial institution merchandise) found in Metrobank’s database, Cash2Go, Balance Transfer, Balance Conversion, Bills2Pay, PayBills, PayNow, finance charges, late payment fees, annual membership fees and other bank charges are excluded as valid spend.

The cashback will be credited to the cardholder’s Metrobank credit card on the following schedule:

*Each run will target a unique set of cardholders.

The cashback earned under this promo will be reflected in the cardholder’s Statement of Account with the transaction description: 2025 Q4 Do More Promo.

The cashback is non-transferrable and non-convertible to cash.

A principal cardholder is entitled up to one (1) incentive for the duration of the promo period per unique Metrobank customer. Supplementary cardholder transaction/s will be included in the computation of the one (1) incentive that the principal cardholder may be entitled to.

The computation of the accumulated spend and cashback entitlement will be based on account level.

Metrobank will not accommodate the request of cardholder to cancel, reverse or apply the code to another incentive or reward once a valid redemption is made. All redemptions made will be considered final. It is the cardholder’s obligation to make sure that his or her preferred incentive and merchant is correct.

A cardholder will be disqualified from the promo if his or her Metrobank credit card becomes delinquent, suspended, cancelled or terminated before the release of the cashbacks. Any question or dispute related to cardholder’s availment of any promo shall not be a valid reason for non-payment of cardholder’s credit card bill or outstanding balance. Metrobank will not be liable for any accrued charges to cardholder’s account.

Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.

All questions regarding the cardholder’s eligibility for this promo shall be resolved by Metrobank.

The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

For inquiries and other concerns, contact the Metrobank Customer Service Hotline at (02) 88-700-700.