PHP 500 CASHBACK at SM Store

The promo is open to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa credit cardholders in good standing only. The promo is not applicable to ON Virtual Mastercard, Metrobank Dollar Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid and YAZZ Prepaid Visa cards.

Get PHP 500 CASHBACK for a minimum single-receipt spend of PHP 15,000 when you use your Metrobank credit card at SM Store. Valid in-store and Personnal Shopper via EFT for 0% installment up to 6 months.

Promo offer is applicable to 0% installment in tenors of 3 and 6 months during the promo period.

a. 3 months installment is valid from September 20 to October 31, 2024.
b. 6 months installment is valid from October 1 to October 31, 2024.

Promo is valid in-store and Personnal Shopper via EFT at any SM Store branches nationwide from September 20 to October 31, 2024.

Cashback redemption is capped at 1x use per month, per customer.

The cashback will be automatically credited to the cardholder’s account within thirty (30) calendar days after the end of the promo period.

The cashback earned from the qualified 0% installment or Shop Now, Pay Later transaction will be automatically credited to the cardholder’s account within 30 business days from the end of the promo period.

Promo is valid for 0% installment for up to 6 months transactions. Straight transactions are excluded from the promo.

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

Splitting of transaction for the purpose of availing multiple cashbacks is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes.

Cashback credit earned by a Supplementary cardholder from this promo will be automatically credited to the Principal cardholder’s account and shall count towards the cashback redemption limit of the Principal cardholder.

To qualify for the cashback promo, cardholder must have an active account and have no outstanding past due. Otherwise, Rewards Points and Cashback earned under this promo will be forfeited.

Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit.

All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full.

The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services related to the promo shall be settled directly between the cardholder and SM Store, with the concurrence of the DTI. SM Store agrees to hold Metrobank free and harmless from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of the cashback promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final. Metrobank agrees to hold SM Store free and harmless from any liability in the event of such dispute.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

For inquiries or concerns, please call our Metrobank Contact Center at (02)88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).