Promo Mechanics

The promotion is exclusive to select Metrobank Peso Platinum Mastercard, World Mastercard, Travel Platinum Visa, Femme Visa, Femme Signature Visa, M Free Mastercard, M Lite Mastercard, Titanium Mastercard, Vantage Mastercard/Visa, Toyota Mastercard, Rewards Visa Plus, Cashback Visa, PSBank Credit Mastercard, and NCCC Mastercard credit cardholders (CHs) who have been pre-selected to avail the offer and have received the promotional callout/SMS/Viber message/eDM from Metrobank. The promotion is not applicable to ON Internet Mastercard, Dollar Mastercard, Dealer Financing, Corporate Mastercard, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

Qualified cardholder will receive an SMS/Viber/EDM with the following reference no. format: PJBXXXXX, PFBXXXXX , PMBXXXXX.

The promotion period is from January 19 to April 15, 2023.

To qualify for the Bills2Pay cashback incentive, the primary cardholder must enroll one or more utility bills in the Bills2Pay auto-charge program during the promotion period. The member merchants of Bills2Pay are as follows:

• Meralco
• PLDT
• Smart Telecommunications
• Globe Telecommunications
• Sky Cable / Sky Fiber
• Maynilad

To enroll, cardholders must call Metrobank’s Contact Center at (02) 88-700-700. (Metro Manila) or 1-800-1-888-5775 (Domestic Toll-Free) or enroll when a callout is conducted by Metrobank’s telesales team.All applications are subject to Metrobank credit evaluation and approval. For more information about Bills2Pay, go to https://mbcpc.co/Bills2Pay.

After a successful enrollment, the cardholder must ensure that his/her account is active and in current status during the promotion period.

Metrobank will process the Bills2Pay enrollment request with the Bills2Pay utility merchant for fifteen (15) business days, or however many days is stated on the agreed service level with the B2P merchant, whichever is shorter.

Each Bills2Pay enrollment request will go through the validation of Metrobank and the Bills2Pay utility merchant. Meanwhile, the Bills2Pay utility merchant reserves the right to evaluate the accuracy and validity of the utility bill information provided by the cardholder.

A cardholder may earn the 10% cashback, with a max spend of PHP 10,000, for every successful Bills2Pay enrollment. The cashback is earned on the first billed amount charged to the Metrobank period, subject to the enrolment period and first billing cut-off period. Illustrated in the table below are sample scenarios to determine the cashback incentive amount.

The first billed amount after enrollment must appear in the qualified cardholder’s statement of account (SOA) within the specified qualified first billing period illustrated in the table below. The 10% cashback amount, with max spend of PHP 10,000, shall be credited to the cardholder’s SOA with the transaction description: Bills2Pay 10% Cashback and shall appear in the cardholder’s SOA within 15 banking days after the month end where the first Bills2Pay billing appeared.

To illustrate:

• SMS Reference Number (Base) = PJBXXXXX
• Enrollment Date = January 20, 2023
• 1st Bills2Pay Billing appeared = February 12, 2023
• Month End: February 28, 2023
• Cashback will be credited to the cardholder’s account within March 1-21, 2022

A cardholder will qualify for the incentive for every new enrollment within the specified promo period.

Cardholder must ensure that the Bills2Pay enrollment is active for at least 12 months. In the event that the enrolled utility bill was cancelled or suspended for any reason which resulted in the ceasing of its monthly billing, the awarded cashback will be charged back to the cardholder’s account. This will appear in the SOA with transaction description - Bills2Pay 10% Cashback – (Name of Bills2Pay Merchant) Reversal.

The cashback in this promo is not conducted in conjunction with other Bills2Pay promos (i.e. the incentives cannot be combined with other Bills2Pay promo’s incentives), unless otherwise stated in aforementioned promo’s terms and conditions.

The cashback is non-transferrable and non-convertible to cash refund. The posted cashback transaction amount shall automatically be used to offset the cardholder’s existing credit card balance.

A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the crediting of cashback. Metrobank will not be liable for any accrued charges to cardholder’s account arising from non-settlement of outstanding obligations.

Metrobank reserves the right to withhold the incentive for an enrolment that was cancelled within 3 months of the promo period and re-enrolled during the promo period. Should the cardholder receive the incentive but is later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions and enrolments, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.

All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

All terms and conditions applicable under the Bills2Pay auto-charge program will apply.

The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions.