FREE pillow set at SOGO Home and Office Center

The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa credit cardholders in good standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, Metrobank Prime Debit, Prepaid cards, ON Virtual Mastercard and YAZZ Prepaid Visa.

The promo period is from November 1, 2025 to December 31, 2025.

Enjoy a FREE PILLOW (set of 2) for minimum single-receipt spend of PHP 20,000 with 0% installment for 3 months plus, Shop Now, Pay Later up to 90 days after using your Metrobank credit card at partner merchants.

Promo is valid at all SOGO HOME & OFFICE CENTER branches nationwide.

Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit.

Other Terms and Conditions:

a. 0% for 3 months Installment

• 0% installment is applicable using Metrobank credit cards only.
• 0% installment is available for 3 months installment terms only.
• Full installment amount under the Metrobank 0% installment shall be deducted from the cardholder’s available credit limit.
• All installment purchases are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.
• All 0% installment purchase/s are subject to Metrobank’s approval and only valid if monthly dues are paid in full.

b. General Terms and Conditions:

• Promo is applicable for in-store transactions only.
• Metrobank cardholders must meet the minimum purchase requirement and charge the total amount to their qualified Metrobank credit card through SOGO HOME & OFFICE CENTER’s Metrobank Point-Of-Sale Terminal.
• Only one (1) qualified Metrobank credit card will be accepted per cardholder, per day, even if he or she has multiple qualified Metrobank credit cards.
• Splitting of transactions is not allowed. Splitting of transactions is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transactions arises when there are two (2) or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

In the purchase of goods and services in connection with this promo, persons with disability (PWD)/Senior Citizens can either avail of the promo discount or the discount provided under the Magna Carta for Persons with Disability / Expanded Senior Citizen Act of 2010, whichever is higher.

All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full.

The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. In such a dispute, SOGO HOME & OFFICE CENTER shall have no liability.

Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.

Any amendment in the terms and conditions is subject to DTI approval.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and SOGO HOME & OFFICE CENTER, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com

Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph)