The promo is open only to all cardholders in good standing of Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, NCCC Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa and Travel Platinum Visa. The promo is not applicable to Metrobank Prime Debit, Prepaid Cards, Metrobank Dollar Mastercard, ON Virtual Mastercard and YAZZ Prepaid Visa Cards.

Qualified cardholders can avail of any of the following offers at Thinking Tools when using their Metrobank Credit Cards:

• Offer 1: 0% installment* up to 12 months (3,6,9 and 12 months) and Shop Now, Pay Later* up to 90 days after.

• Offer 2: 0% installment* up to 24 months (3,6, 9, 12, 18 and 24 months), Shop Now, Pay Later* up to 90 days after and Free Jaguar PB181 V2 30000MAH Powerbank (white) Or Edifier X2S True Wireless Bluetooth earbuds (white) with a minimum single-receipt purchase of PHP 50,000.

• 0% installment and Shop Now, Pay Later are available for Metrobank Credit Cards only.

Promo is from August 1, 2024 to December 30, 2024 only.

This promo is available at the following Thinking Tools branches:

0% installment purchases at 3, 6, 9 and 12 months only and Shop Now, Pay Later up to 90 days after are qualified for this promo.

Minimum spend of PHP 50,000 is required on 0% installment purchases at 3, 6, 9, 12, 18 and 24 months to qualify for a Free Jaguar PB181 V2 30000MAH Powerbank (white) or Edifier X2S True Wireless Bluetooth earbuds (white.)

0% installment and Shop Now, Pay Later are available for Metrobank credit cards only.

To avail the promo, the cardholder must charge the total purchase/installment amount to his/her qualified Metrobank card through Thinking Tool's Point-Of-Sale Terminal.

Only one (1) qualified Metrobank credit card will be accepted per cardholder, per visit, per day, even if he or she has multiple qualified Metrobank credit cards.

Splitting of transactions is prohibited and shall not be allowed for redemption. Splitting is defined as an intentional act of dividing a merchant installment transaction into multiple charge slips to redeem more than one reward incentive. Presumption of split transactions is having 2 or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions were made within 5-10 minutes.

0% Installment Terms and Conditions:

a. Full installment amount under the Metrobank 0% installment program shall be deducted from the cardholder’s available credit limit.

b. All installment purchases are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.

c. All 0% installment purchase/s are subject to Metrobank’s approval and only valid if monthly dues are paid in full.

For inquiries, please contact Thinking Tools per branch or email marketing@davao.tti.com.ph

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.

The use of the Metrobank credit card in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.

Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the discount shall be charged by Metrobank to the cardholder’s credit card account.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services related to the promo shall be settled directly between the cardholder and Thinking Tools, with the concurrence of the DTI. Thinking Tools agrees to hold Metrobank free and harmless from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s Thinking Tools availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.