​Up to PHP 2,000 OFF at Rustan’s

PROMO HIGHLIGHTS

1. What is the promo offer?

   Metrobank credit cardholders will get the following when they shop at all physical stores of Rustan’s Department Store nationwide:

   • PHP 500 OFF for a minimum single-receipt spend of PHP 10,000 on straight transactions and

   • PHP 1,500 OFF for a minimum single-receipt spend of PHP 25,000 on 0% installment for 12 months only

   • Installment offer is applicable to branches with existing branches only

2. What are the qualified cards / credit cards for the promo?

   • All Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa and Travel Signature Visa

   • Credit cardholder must be of good credit standing only.

3. What are the excluded cards / credit cards for the promo?

   • Promo is not applicable to ON Virtual Mastercard, Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank PRIME, Elite, Premier + Debit, and Prepaid cards.

4. What is the promo period?

   Promo period: November 12, 2025 to November 30, 2025

GENERAL MECHANICS

1. The promo is open to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa and Travel Signature Visa in good credit standing only. The promo is not applicable to ON Virtual Mastercard, Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards and YAZZ Prepaid Visa cards.

2. Promo will run from November 12, 2025 to November 30, 2025.

3. Use your Metrobank credit card to enjoy the following:

   • PHP 500 OFF for a minimum single-receipt spend of PHP 10,000 on straight transactions and

   • PHP 1,500 OFF for a minimum single-receipt spend of PHP 25,000 on 0% installment for 12 months only

   • Installment offer is applicable to branches with existing branches only

4. Offer for straight transaction is applicable to all branches nationwide while the 0% installment offer is applicable to the following branches only:

   Store Name	Branch	Address
   Rustan’s Department Store	Makati Branch	Ayala Avenue, Makati City 1100
   Rustan’s Department Store	Shangri-la Plaza Branch	Shangri-la Mall, Mandaluyong City
   Rustan’s Department Store	Alabang Branch	ATC Mall Alabang Zapote Road
   Rustan’s Department Store	Gateway Branch	Araneta Center Cubao, Quezon City, 1100
   Rustan’s Department Store	Ayala Cebu Branch	Ayala Center Cebu Business Park
   Rustans Beauty Source	Nustar Cebu Branch	Nustar Mall, Kawit Island, Cebu City

5. The promo is non-transferable, non-cumulative, and cannot be exchanged for cash or other products.

6. Splitting of transaction for the purpose of availing multiple discounts is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes.

7. Full installment amount under the Metrobank 0% installment program shall be deducted from the cardholder’s available credit limit.

8. All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full.

9. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. In such a dispute, Rustan’s Department Store shall have no liability.

10. Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the cashback, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.

11. Any amendment in the terms and conditions is subject to DTI approval.

12. The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

13. Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and Rustan’s Department Store, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

14. In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

15. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

16. For any questions or clarifications, please contact Metrobank at 88700-700 or email customerservice@metrobankcard.com.

    Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns or comments to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.