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Get a chance to win PHP 20,000 cashback for every 0% installment purchase with your Metrobank credit card!

The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Free Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa credit cardholders in good credit standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, ON Internet Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards and YAZZ Prepaid Visa.
Use your Metrobank credit card for a minimum single-receipt 0% installment purchase of PHP 5,000 at any SM Store nationwide and get 1 raffle entry for a chance to win PHP 20,000 cashback.
Cardholders will get 3x raffle entries for a chance to win PHP 20,000 cashback for a minimum single-receipt 0% installment purchase of PHP 5,000 during SM 3-day sale weekends on the following dates:
A total of 10 winners will be rewarded. Schedule is as follows:
Promo is valid only for 0% installment up to 6 months and Shop Now, Pay Later up to 90 days after in-store or online via Personal Shopper EFT (Electronic Fund Transfer). Straight transactions are excluded from the promo.
The promo period is from May 15, 2025 – June 30, 2025. Raffle draw will be on July 14, 2025.
The promo is available in all SM Store branches nationwide and online via Personal Shopper.
Full installment amount under Metrobank’s 0% installment and Shop Now, Pay Later program shall be deducted from the cardholder’s available credit limit.
All installment purchases are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.
The promo is non-transferable, non-cumulative, cannot be exchanged for cash or products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.
Raffle entries earned within the promo period will be electronically generated and will automatically be included in the raffle draw. There is no cap for the amount of raffle entries a cardholder can earn.
Deadline of raffle entries is on 11:59PM, June 30, 2025. The time stamp on Metrobank’s platform will be the basis to identify the qualified transactions.
The electronic raffle draw will take place on July 14, 2025 and will virtually be held with the presence of representatives from DTI and Metrobank.
Winners may only win once.
Winners will be notified via SMS, e-mail, registered mail and through Metrobank’s Social Media platforms.
By participating in this raffle, all participants and the winner grant Metrobank exclusive permission to use and disclose personal data and photographs and videos in connection with this promotion for marketing purposes and waive any claims to royalty, right, or remuneration for such use on TV, Radio, Website, or Metrobank social media pages.
Employees of Metrobank including relatives up to the second degree of consanguinity are disqualified to join this promo.
Metrobank will no longer entertain disputes and / or requests related to a cardholder’s raffle entries after the raffle draw.
A cardholder will be disqualified from the promo if his or her Metrobank credit card becomes delinquent, suspended, cancelled or terminated before the release of the cashback. Any question or dispute related to cardholder’s availment of any promo shall not be a valid reason for non-payment by the cardholder of his/her credit card bill or outstanding balance. Metrobank will not be liable for any accrued charges to cardholder’s account.
Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the cashback, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.
The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.
Any dispute concerning the products or services related to the promo shall be settled directly between the cardholder and SM Store, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.
In case of dispute in respect of Metrobank only and the cardholder’s availment of and eligibility for the promo, the decision of Metrobank shall be considered final.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.
For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.
Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP).
The following cards are eligible for the promo.

Titanium Mastercard

Platinum Mastercard

Toyota Mastercard

M Free Mastercard

World Mastercard

Travel Signature Visa

Rewards Plus Visa

Cashback Visa

Travel Platinum Visa

Femme Signature Visa
Standard Terms and Conditions apply.
Per DTI Fair Trade Permit No. FTEB-224890, Series of 2025.
Promo Reference No. CCPD25-160