​PHP 500 CASHBACK at SM Store

PROMO HIGHLIGHTS

1. What is the promo?

   • Get PHP 500 cashback when you shop at SM Store with a minimum single-receipt installment spend of PHP 12,000

2. When is the promo period?

   • December 10 to 25, 2025

3. What installment options are included?

   • 0% installment for 3 and 6 months

   • Shop Now, Pay Later

4. What are the valid cards?

   • Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa

5. What is the capping for the cashback?

   • Cashback is capped at 1x/customer only

6. When will the cashback amount be credited?

   • Cashback will be credited on or before January 25, 2026

7. Where can I avail of this promo?

   • Valid at any SM Store nationwide and via personal shopper.

PROMO MECHANICS

1. The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa credit cardholders in good credit standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, ON Internet Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards.  

2. Get PHP 500 cashback for a minimum single-receipt installment spend of PHP 12,000. 

3. One-time redemption per customer only. 

4. For multiple transactions falling within the promo period, only the first qualified transaction will be rewarded. 

5. Promo is valid only for 0% installment up to 6 months or Shop Now, Pay Later transactions. Other installment tenors and straight transactions are excluded from the promo. 

6. The promo period is from December 10, 2025 to December 25, 2025. 

7. The promo is available in all SM Store branches nationwide and via Personal Shopper. 

8. The cashback earned from the qualified 0% installment or Shop Now, Pay Later transaction will be automatically credited to the cardholder’s account within 30 business days from the end of the promo period with transaction description “SM STORE CASHABCK” 

9. The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.  

10. The promo is not valid in conjunction with other cashback promos of Metrobank.  

11. Cashback credit earned by a Supplementary cardholder from this promo will be automatically credited to the Principal cardholder’s account. 

12. To qualify for the cashback promo, cardholder must have an active account and have no outstanding past due. Otherwise, Rewards Points and Cashback earned under this promo will be forfeited. 

13. Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit. 

14. All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full. 

15. Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the cashback, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account. 

16. Any amendment in the terms and conditions is subject to DTI approval.  

17. The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo. 

18. Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and SM Store, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute. 

19. In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final. 

20. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions. 

21. For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com 

    Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph)