Up to PHP 1,500 cashback at OWNDAYS​

PROMO HIGHLIGHTS

1. What is the promo offer?

   Metrobank credit cardholders can enjoy P500 CASHBACK with a minimum single-receipt spend of PHP 15,000 at participating OWNDAYS stores with their Metrobank credit card.

   Cashback redemption is capped on a customer level of 1x per month for the entire duration of the promo period.

2. What are the qualified cards / credit cards for the promo?

   The promo is applicable to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa cardholders in good credit standing only. The promo is not applicable to Metrobank Dollar Mastercard, ON Internet Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards.

3. What is the promo period?

   Promo will run from November 1, 2025 to January 31, 2026.

4. What are the qualified transactions?

   Valid for 0% installment up to 6 months. Straight transactions are excluded.

GENERAL MECHANICS

1. The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Platinum Visa, and Travel Signature Visa credit cardholders in good credit standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, ON Internet Mastercard, Metrobank PRIME, Elite, Premier + Debit, Prepaid cards.

2. Metrobank credit cardholders can enjoy PHP 500 CASHBACK with a minimum single-receipt spend of PHP 15,000 at participating OWNDAYS stores with their Metrobank credit card.

3. Valid for 0% installment up to 6 months. Straight transactions and other installment tenors are excluded from the promo.

4. Cashback redemption is capped on a customer level of 1x per month for the entire duration of the promo period.

5. Promo period is from November 1, 2025 to January 31, 2026.

6. Promo is valid in-store at participating OWNDAYS stores nationwide.

   PARTICIPATING STORES:

   • OWNDAYS AYALA CIRCUIT

   • OWNDAYS SM CEBU

   • OWNDAYS AYALA MANILA BAY

   • OWNDAYS SM CLARK

   • OWNDAYS BACOLOD

   • OWNDAYS SM DASMA

   • OWNDAYS CENTURY MALL

   • OWNDAYS SM ECOLAND

   • OWNDAYS CITY OF DREAMS

   • OWNDAYS SM FVIEW

   • OWNDAYS EASTWOOD

   • OWNDAYS SM GRAND CENTRAL

   • OWNDAYS ESTANCIA

   • OWNDAYS SM ILOILO

   • OWNDAYS EVIA

   • OWNDAYS SM LANANG

   • OWNDAYS FESTIVAL MALL

   • OWNDAYS SM MEGA D

   • OWNDAYS FISHERMALL

   • OWNDAYS SM MINDPRO

   • OWNDAYS FVIEW TERRACES

   • OWNDAYS SM MOA

   • OWNDAYS GATEWAY

   • OWNDAYS SM MOLINO

   • OWNDAYS GBELT 5

   • OWNDAYS SM PAMPANGA

   • OWNDAYS GLORIETTA 2

   • OWNDAYS SM SOUTHMALL

   • OWNDAYS LUCKY CHINATOWN

   • OWNDAYS SM STA MESA

   • OWNDAYS MARKET MARKET

   • OWNDAYS SM STA ROSA

   • OWNDAYS MARQUEE MALL

   • OWNDAYS SM SUCAT

   • OWNDAYS MITSUKOSHI

   • OWNDAYS SM TANZA

   • OWNDAYS OKADA

   • OWNDAYS SM TELABASTAGAN

   • OWNDAYS OPUS MALL

   • OWNDAYS SM URDANETA

   • OWNDAYS ROB ANTIPOLO

   • OWNDAYS SM VALENZUELA

   • OWNDAYS ROB ERMITA

   • OWNDAYS STO TOMAS

   • OWNDAYS ROB GALLERIA

   • OWNDAYS TRINOMA

   • OWNDAYS ROB GALLERIA SOUTH

   • OWNDAYS UP TOWN CENTER

   • OWNDAYS SHANGRILA

   • OWNDAYS UPTOWN MALL BGC

   • OWNDAYS SM BACOOR

   • OWNDAYS VERTIS NORTH

   • OWNDAYS SM BF

7. The cashback earned from the qualified 0% installment or Shop Now, Pay Later transaction will be automatically credited to the cardholder’s account within 30 business days from the end of the promo period with transaction description: “OWNDAYS CASHBACK”.

8. The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

9. The promo is not valid in conjunction with other cashback promos of Metrobank.

10. Cashback credit earned by a Supplementary cardholder from this promo will be automatically credited to the Principal cardholder’s account.

11. To qualify for the cashback promo, cardholder must have an active account and have no outstanding past due. Otherwise, Rewards Points and Cashback earned under this promo will be forfeited.

12. Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit.

13. All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full.

14. The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. In such a dispute, OWNDAYS shall have no liability.

15. Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the cashback, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.

16. Any amendment in the terms and conditions is subject to DTI approval.

17. The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

18. Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and OWNDAYS, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

19. In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

20. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

21. For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com

    Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph)