Promo Mechanics

What are the mechanics

Get up to PHP 10,000 eGC when you use your Metrobank credit card/s for all your travel-related and international/cross border spends.

Minimum Accumulated Spend Reward or Incentive
PHP 50,000 to PHP 79,999 PHP 1,000 eGC
PHP 80,000 to PHP 149,999 PHP 2,000 eGC
PHP 150,000 to PHP 499,999 PHP 5,000 eGC
PHP 500,000 & Up PHP 10,000 eGC
  • Registration: The principal cardholder will receive an SMS or Viber message blast containing the registration process at the start of the promo period. Once received, the principal cardholder must register and follow the steps below:

    a. Visit https://metrobankcard.mymcc.gift
    b. Log-in your mobile number found in Metrobank’s database.
    c. In the Available Promos section, click “2024 Q1 Big Travel Bonus” and enter your mobile number to register in the promo.
    d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

  • Qualified Transactions: Includes all local and international travel-related transactions under Airlines, Air Carriers, Lodging Hotels, Motels Resorts, Airports, Travel Agencies, and Cruise Lines with merchant category codes stated below and card present & ecommerce transactions made international/cross border/overseas.

LIST OF INCLUDED LOCAL AND INTERNATIONAL TRAVEL-RELATED CATEGORIES
MERCHANT CATEGORY CODE (MCC) MCC DESCRIPTION EXAMPLE
3000 through 3299 Airlines, Air Carriers Philippine Airlines, Cathay Pacific, Cebu Pacific
3501 through 3897 Lodging-Hotels, Motels, Resorts Philippine Airlines, Cathay Pacific, Cebu PacificHoliday Inn,
Intercontinental Hotels, Hyatt Hotels
7011
4511 Air Carriers, Airlines AirAsia, Air Swift, Flyscoot.com
4582 Airports, Fields, Terminals DNATA, VF Services, YVR Parking
4722 Travel Agencies Agoda.com, AirBnB, Expedia
4411 Steamship, Cruise Lines Royal Caribbean Cruise, Sky Princess, Star Cruise
  • Redemption of the Qualified eGC:

    a. Visit https://metrobankcard.mymcc.gift
    b. Log-in your mobile number found in Metrobank’s database.
    c. In the Joined Promos section, click check progress under “2024 Q1 Big Travel Bonus” tab and enter the registered mobile number.
    d. Click the "Claim" button then click "Use This" button to get your Universal eGC.
    Only the principal cardholder can access the self-help tracker which will be updated within 7 to 10 banking days after the transaction has been made.

  • Change in Mobile Number: If a cardholder changes and/or updates his or her mobile number after successful registration, it is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

  • Availability of the eGC and Posting of the Transaction in the Website: Metrobank under MCC sender will send the SMS notification for the qualified transaction starting March 15, 2024. A visual transaction and incentive tracker where qualified transactions and incentives will be available to registered cardholders starting March 15, 2024 and will be updated within 10 banking days after the qualified transaction has been posted.

  • Other Details: Promo period is from March 1 to April 15, 2024. Redemption period is from March 1 to June 14, 2024.


  1. The Promotion is open to all Metrobank Peso Mastercard / Visa, Metrobank Vantage Mastercard / Visa, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, ON Virtual Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing. The Promotion is not applicable to Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

  2. The promo period is from March 1 to April 15, 2024. Redemption period is from March 1 to June 14, 2024.

  3. Qualified principal cardholder can get up to PHP 10,000 eGC when he or she uses his or her Metrobank credit card/ for all his or her travel-related and international/cross border/overseas spends.

Minimum Accumulated Spend Reward or Incentive
PHP 50,000 to PHP 79,999 PHP 1,000 eGC
PHP 80,000 to PHP 149,999 PHP 2,000 eGC
PHP 150,000 to PHP 499,999 PHP 5,000 eGC
PHP 500,000 & Up PHP 10,000 eGC
  1. To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank credit card’s database and is required to register in the promo. Registration period is from March 1 to April 30, 2024 and is valid for Philippine-based mobile numbers only. Metrobank will only acknowledge a successful registration if the principal cardholder received the SMS confirming successful registration. Non- or late registration shall disqualify cardholders from the promo.

    Registration via the One Giftaway Website

    a. Visit https://metrobankcard.mymcc.gift
    b. Log-in your mobile number found in Metrobank’s database
    c. In the Available Promos section, click “2024 Q1 Big Travel Bonus” and enter mobile to register in the promo.
    d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

    Registration via the Metrobank Website

    a. Visit Metrobank website at www.metrobank.com.ph
    b. Scroll down and click the "Promos" button.
    c. Search for “Big Travel Bonus: Up to PHP 10,000 eGC”.
    d. Visit https://metrobankcard.mymcc.gift
    e. Log-in your mobile number found in Metrobank’s database.
    f. In the Available Promos section, click “2024 Q1 Big Travel Bonus” and enter mobile to register in the promo.
    g. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

    Note: The metrobankcard.mymcc.gift powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls.

  2. If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

  3. By completing registration process, cardholders agree that their personal personal data shall be shared to, collected and processed by Metrobank’s service provider, Giftaway, subject to the confidentiality, data privacy and other security terms of Giftaway.

  4. A registered cardholder will start earning an eGC for his or her qualified transaction/s once registration is successful. Transaction/s made before the successful registration as long as registered will earn and qualify for an eGC.

  5. Supplementary cardholder/s is/are automatically registered once the principal cardholder has successfully registered for the promo. Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.

  6. A visual transaction and incentive tracker where the qualified transactions and incentive will be available to registered cardholders starting by March 15, 2024. Only the principal cardholder can access the tracker which will be updated within 7 to 10 banking days after the transaction has been posted in Metrobank system. Qualified transactions made and incentives earned before March 15, 2024 shall be reflected once the tracker is live. Metrobank will no longer send token SMS with links in compliance with the BSP Memorandum No. M-2022-015.

Illustration:

Transaction Date Processing Time Sending of Code
March 15, 2024, Friday 7 to 10 banking days April 2, 2024, Tuesday
  1. Registered and qualified customer can redeem the eGC by following the step by step below.

    How to Redeem an eGC:

    a. Visit https://metrobankcard.mymcc.gift
    b. Log-in your mobile number found in Metrobank’s database
    c. In the Joined Promos section, click check progress under “2024 Q1 Big Travel Bonus” tab and enter the registered mobile number.
    d. Click the "Claim" button then click "Use This" button to get your Universal eGC.

  2. The promo and eGC entitlement is based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled token codes.

  3. Principal and registered cardholders are entitled to maximum of one (1) eGC per customer number for the duration of the promo period. Supplementary cardholder transaction/s will be included in the computation of the one (1) eGC.

  4. Principal cardholder who reached the minimum accumulated spend will receive a confirmation SMS from Metrobank with instructions to redeem the eGC. The eGC for this promo is applicable at select Giftaway merchants assigned by Metrobank (such as but not limited to The SM Store, Robinsons, Puregold, Shopee, Grab, Lazada, and more).

  5. Applicable delivery and other processing fees where from the stores the eGC/s will be used are not included in the eGC and should be shouldered by the cardholder. A PHP 15 transfer fee for e-wallet redemption shall apply on a per redemption basis. Transfer fees will be shouldered and charged to the recipient’s e-wallet account. The Giftaway Universal eGC is transferrable to cardholders’ nominated recipient. The terms and conditions relating to the use of the Giftaway Universal eGC indicated in the Giftaway platform shall apply. The Giftaway Universal eGC is transferrable to cardholders’ nominated recipient. By clicking the “Share this Button”, cardholder acknowledges that he or she consents to the sharing of the incentive to his or her nominated recipient. Validity of the original token code shall apply. Once the redemption or transfer has been made, Metrobank and Giftaway will not be liable for the incorrect entry of mobile number where the incentive was shared. It is the customer’s sole responsibility to double-check the entry upon redemption of the incentive.

  6. Qualified and registered cardholders will receive the incentive in the denomination below:

Minimum Accumulated Spend Reward or Incentive Denomination
PHP 50,000 to PHP 79,999 PHP 1,000 eGC (1) PHP 1,000
PHP 80,000 to PHP 149,999 PHP 2,000 eGC (2) PHP 1,000
PHP 150,000 to PHP 499,999 PHP 5,000 eGC (5) PHP 1,000
PHP 500,000 & Up PHP 10,000 eGC (10) PHP 1,000
  1. The redemption period is from March 1 to June 14, 2024 or within sixty (60) calendar days after the receipt of the SMS, whichever is earlier. All redemption requests made after the redemption period or after sixty (60) calendar days will not be accommodated. Metrobank will not accommodate cardholders’ requests of extending the redemption and validity period of the eGCs. All unredeemed eGCs will be forfeited after the end of the redemption period.

  2. Metrobank will not accommodate request of cardholders to cancel, reverse or applied to other incentive or reward once a valid redemption is made. All redemption will be considered final. It’s the cardholder obligation to make sure that his or her preferred incentive is correct.

  3. “Qualified Transactions” includes all local and international travel-related transactions under Airlines, Air Carriers, Lodging Hotels, Motels Resorts, Airports, Travel Agencies, and Cruise Lines with the merchant category codes stated below and card present & ecommerce transactions made overseas or international.

LIST OF INCLUDED LOCAL AND INTERNATIONAL TRAVEL-RELATED CATEGORIES
MERCHANT CATEGORY CODE (MCC) MCC DESCRIPTION EXAMPLE
3000 through 3299 Airlines, Air Carriers Philippine Airlines, Cathay Pacific, Cebu Pacific
3501 through 3897 Lodging-Hotels, Motels, Resorts Philippine Airlines, Cathay Pacific, Cebu PacificHoliday Inn,
Intercontinental Hotels, Hyatt Hotels
7011
4511 Air Carriers, Airlines AirAsia, Air Swift, Flyscoot.com
4582 Airports, Fields, Terminals DNATA, VF Services, YVR Parking
4722 Travel Agencies Agoda.com, AirBnB, Expedia
4411 Steamship, Cruise Lines Royal Caribbean Cruise, Sky Princess, Star Cruise
  1. “Non-Qualified Transactions” includes all local retail purchases at groceries, department stores, gasoline stations, restaurants, Internet, and Mail Order/Telephone Order, foreign currency transactions, merchant installment such as 0% installment, Shop Now, Pay Later, reduced rates, regular rates, Bills2Pay, PayBills, PayNow Balance Transfer, Balance Conversion, Cash2Go, Cash Advance, mobile payment / mobile wallet transactions, online payment system and transactions with merchant category code of 6540 (such as but not limited to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay) found in Metrobank’s database are excluded from this promotion.

  2. All terms and conditions relating to the use of Universal Giftaway eGCs redemption indicated in the Giftaway redemption portal shall apply. Any dispute related to the use of the Universal Giftaway eGCs shall be coursed through the chosen merchant.

  3. The incentive cost equivalent is VALID in conjunction with any ongoing promos.

  4. All questions and issues will only be accepted within sixty (60) calendar days after the end of the promo or redemption period or not later than June 14, 2024, after which, Metrobank will no longer entertain disputes and / or requests.

  5. A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the eGCs. If the cardholder does not pay for his or her balances because of his or her concern/s Metrobank will not be liable on the accrued charges to his or her account.

  6. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the eGCs shall be charged by Metrobank to the cardholder’s credit card account.

  7. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

  8. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

  9. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

  10. For any questions or clarifications, please contact Metrobank at 88700-700 or email customerservice@metrobankcard.com.

  11. Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.

Eligible Cards

Titanium Mastercard

Platinum Mastercard

Toyota Mastercard

Femme Signature Visa

Cashback Visa

Rewards Plus Visa

Standard Terms and Conditions apply.

DTI Fair Trade Permit No. FTEB-187450, Series of 2024.
Promo Reference No. CCPD24-046

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