Why choose a Time Deposit
Get to choose how long you want your money to be in a time deposit and let your money grow on your own terms.
Reliable growth
You keep your money in a time deposit account and you get it back plus interest at the end of the term.
Flexible terms available
Choose a time deposit term that aligns with your savings goals, ranging from short-term to long-term options.
Foreign currencies
You can grow your funds with time deposits in foreign denominations.
Safe and secure
Deposits are insured by PDIC up to PHP 500,000 per depositor.
Renewal options
You can opt to payout at maturity or leave it there for continuous growth in fixed terms.
Accessible funds
You can withdraw your funds early, receiving 25% of interest earned in the first half of the term and 50% in the second half.
Open an Online Time Deposit
Grow your savings at higher interest rates* when you open a time deposit with Metrobank. Open a time deposit now on Metrobank Online and start reaping the benefits. *Gross annual interest rate is subject to the amount and term length of your investment.
Get interest rates as high as 4.5% per annum*
Minimum placement of PHP 10,000
Choose your term, from 1 to 12 months
Things to Know
Before you open a Metrobank time deposit account, here are a few helpful things to consider.
Interest Rates
Earn a higher interest rate for your time deposit compared to a regular savings account. Rates can be as high as 4.5% per annum, depending on the amount you deposit and the chosen term.
Settlement Account Needed
Before opening a time deposit account, you need to a Metrobank account to nominate as settlement account. To get started, visit any Metrobank branch.
Minimum Deposit
You can start with as small as PHP 10,000 to open an account.
Early Withdrawal
You can withdraw your money early but you only get 25% of interest earned when done during the first-half of the term, and 50% of the interest earned during the second-half of the term.
