Checking Accounts
Handle your finances with ease
Opening a checking account provides easy access, security, and bill pay options to manage your everyday finances.
Flexible options
Choose an interest-bearing account or a lower minimum balance option.
Secure banking
Our monitoring systems continuously analyze transactions for suspicious activity, promptly alerting you to any potential fraud.
Access funds online
Access and manage your accounts anytime, anywhere.
Balance monitoring
Track your expenses and monitor your balance easily through Metrobank App and Metrobank Online.
Simplify large payments
Use your Philippine checking accounts for recurring payments and large transactions like rent or loans.
Worldwide usage
You can use your Metrobank Prime debit card at any Mastercard-affiliated stores or ATMs.
Open an AccountOne
Experience a hassle-free, all-in-one checking account that earns interest. This account provides maximum flexibility, allowing you to transact securely and conveniently anywhere in the world. These are the benefits:
Comes in a passbook, checkbook, and a debit card
Gives global access to Cirrus and Maestro POS terminals using your debit card
Can be enrolled in Metrobank App and Metrobank Online
Earns interest
Things to Know
Before you open a Metrobank checking account, here are a few helpful things to know.
Interest Rates
Metrobank checking accounts offer varying interest rates depending on the account type. See deposit rates and fees here.
Requirements and Valid IDs
To open a checking account, here's a list of acceptable government-issued IDs and any other necessary documentation.
Maintaining Balance
Minimum balance requirements vary depending on the account type.
Manage your money with ease
Open a checking account with Metrobank and choose the perfect fit for your financial needs.
AccountOne
Initial Deposit: PHP 25,000.00
Maintaining Balance: PHP 25,000.00
Minimum to Earn Interest: PHP 50,000.00
Interest Rate: 0.0625%
Regular Checking Account
Initial Deposit: PHP 10,000.00
Maintaining Balance: PHP 10,000.00
Minimum to Earn Interest: N/A
Interest Rate: N/A
